Actuarial Leader - Life Pricing & Inforce Management

Constellation; Cincinnati (OH); Hybrid; USD 140.000 - 210.000; Vollzeit

Benefits dieser Stelle

Healthcare coverage

Life insurance

401(k) plan

Parental leave

Flex time-off

Dress for your day

Inclusive culture

Flexible work options

Well-being programs

Community connections

Zusammenfassung

Constellation Insurance seeks an experienced Actuarial Leader to drive life pricing, product development, and in-force management. This hands-on role blends technical actuarial work with strategy, cross-functional collaboration, and team development.

You will lead pricing design, prepare memoranda, and support regulatory filings while evaluating profitability, capital needs, and risk. Mentoring two to three staff and shaping roadmaps across U.S. locations are key parts of this role.

Qualifikationen

• 10+ years actuarial experience in life insurance
• FSA or ASA holder required
• MAAA member preferred
• Strong pricing, product development, and governance knowledge
• Experience with illustration regulations and tax code sections

Aufgaben

• Lead design, pricing, and development of life insurance products including pricing models and assumptions
• Prepare memoranda, pricing documentation and regulatory filings
• Evaluate profitability, capital requirements, and risk including reinsurance
• Collaborate with cross-functional teams for product development and implementation
• Analyze in-force performance and adjust rates and features
• Conduct experience studies and profitability analyses
• Support illustration testing and product governance
• Contribute to product strategy, roadmaps, and enterprise initiatives
• Present actuarial findings to stakeholders and mentor staff

Kenntnisse

Actuarial leadership

Life pricing

Product management

Regulatory filing support

Team leadership

IUL/UL product knowledge

Ausbildung

FSA or ASA

MAAA

Tools

MG-ALFA

Integrate

Jobbeschreibung

Actuarial Leader - Life Pricing & Inforce Management

#4293

Job Description

We are seeking an experienced actuarial leader to drive life insurance product pricing, development, and in-force management. This is a hands-on leadership role that combines technical actuarial work, product strategy, cross-functional collaboration, and team development.

Your role and impact

• Leading actuarial analysis for the design, pricing, and development of life insurance products, including pricing models, assumptions, and experience monitoring
• Preparing actuarial memoranda, pricing documentation, and regulatory filing support while ensuring compliance with applicable requirements
• Evaluating product competitiveness, profitability, capital requirements, and risk, including reinsurance solutions and opportunities for product innovation
• Collaborating cross-functionally to support product development, implementation, system validation, and ongoing administration
• Analyzing in-force product performance and recommending changes to credited rates, dividend scales, and other product features
• Conducting experience studies and profitability analyses covering mortality, persistency, lapses, premiums, expenses, commissions, and investment returns
• Supporting illustration testing, product governance, complex policyholder inquiries, and operational improvement initiatives
• Contributing to product strategy, business planning, product roadmaps, market analysis, and enterprise initiatives
• Preparing management reports, business analyses, and board presentations while communicating actuarial findings and recommendations to key stakeholders
• Managing and developing two to three direct reports, mentoring actuarial talent, supporting the actuarial student rotation program, and maintaining relationships with reinsurers, consultants, vendors, and industry organizations

What's in it for you

• Competitive pay: Fair compensation for your hard work.
• Healthcare coverage: Comprehensive medical, dental, and vision from day one.
• Life insurance: Company-paid coverage for you and your loved ones.
• 401(k) plan: Matching contributions to help secure your financial future.
• Family support: Paid parental leave and reimbursement for adoption and surrogacy expenses.
• Work-life balance: Flexible time-off policy to recharge and pursue passions.
• Dress for your day: Express your style comfortably at work.
• Inclusion and Culture: A respectful environment that values unique contributions.
• Flexible work options: Remote, hybrid, and onsite opportunities at various locations across the U.S. for better work-life integration.
• Well-being focus: Programs to support a healthy balance between work and home life.
• Community connections: Build strong relationships through virtual and in-person interactions, with resources for your growth.

Requirements

What sets you up for success

• At least 10 years of actuarial experience in the life insurance industry, with significant experience in product pricing, product management, or related actuarial functions
• Fellow of the Society of Actuaries (FSA) or Associate of the Society of Actuaries (ASA)
• Member of the American Academy of Actuaries (MAAA)
• Advanced knowledge of IUL, UL, BOLI, Term Life, and Whole Life products
• Strong actuarial modeling and analytical skills; MG-ALFA and/or Integrate experience preferred
• Experience supporting state and Compact product filings
• Strong understanding of illustration regulations, AG 49A, and Internal Revenue Code Sections 7702 and 7702A
• Comprehensive understanding of life insurance product development and implementation
• Strong project management, problem-solving, communication, and presentation skills
• Ability to translate complex analyses into practical recommendations and influence stakeholders across business functions

Hiring Range Minimum

$140,000.00

Hiring Range Maximum

$210,000.00

Compensation Statement

Individual compensation packages are based on various factors unique to each candidate, including skill set, experience, qualifications, and other job-related reasons. Roles may also be eligible for additional compensation, including annual incentive programs.

Work Arrangement

Onsite, Remote, Hybrid

Position Type

Full-time

Family and Medical Leave Act (FMLA)

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Applicant Employee Privacy Policy

Employer Privacy Policy

Recruitment fraud is a sophisticated scam offering fake job opportunities to job seekers. Please be aware of the following: All legitimate applications must be filled out and submitted through our career site. When contacted by a Constellation Insurance recruiter, the email address will always end with "@constellationinsurance.com".

During the interview process, you will speak with multiple people by phone, video or in person. All offers will be followed up with an email to log back into the career center to accept the offer. If you believe you have been a victim of recruitment fraud, please contact law enforcement agencies immediately then notify Constellation Insurance at 513.794.6100. If you are having trouble accessing our site or need reasonable accommodation with the application process, please contact 513.794.6957.

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