ACH & Payments Operations Leader

Jobot; Seal Beach (CA); On-site; USD 100,000 - 140,000; Full time

Benefits offered by this job

401k

Profit sharing

Annual bonus

Flexible work environment

Job summary

Jobot is seeking an ACH Manager to lead the bank’s payment operations, including ACH processing and multi-rail channels like RTP and wires. This role acts as the primary compliance and risk lead, conducting daily risk assessments and ensuring regulatory adherence across units to streamline processes and strengthen controls.

The ideal candidate has a Bachelor’s degree, 5–10 years in banking/payments, supervisory experience, and AAP certification; APRP is a plus.

Qualifications

• Bachelor’s Degree or equivalent required.
• 5–10 years of banking operations or payments experience required.
• Supervisory experience required.
• AAP certification required.
• APRP certification preferred.
• Experience with ACH operations including returns, reversals, NOCs, reclamations, and originations.
• Experience with real-time or instant payments (RTP, FedNow) preferred.
• Exposure to wires, Zelle®, and additional payment channels preferred.
• Experience with payment system implementations or enhancements preferred.

Responsibilities

• Lead Bank’s payment operations with focus on ACH processing and multi-rail payments.
• Oversee ACH origination, receipts, real-time payments, wires, and Zelle®.
• Serve as primary compliance and risk lead for payment activities.
• Conduct daily risk assessments and ensure adherence to regulations and internal policies.
• Collaborate across units to strengthen controls and improve efficiency.

Skills

NACHA rules knowledge

RTP & FedNow familiarity

Regulation E knowledge

BSA/AML/OFAC understanding

Payment channels awareness

Risk assessment

Leadership & supervision

Education

Bachelor’s degree or equivalent

AAP certification

APRP certification (preferred)

Tools

Zelle® network exposure

Job description

Jobot is seeking an ACH Manager to lead the bank’s payment operations, including ACH processing and multi-rail channels like RTP and wires. This role acts as the primary compliance and risk lead, conducting daily risk assessments and ensuring regulatory adherence across units to streamline processes and strengthen controls.

The ideal candidate has a Bachelor’s degree, 5–10 years in banking/payments, supervisory experience, and AAP certification; APRP is a plus.