ACH Compliance & Payments Specialist

Mid Atlantic Federal Credit Union; Germantown (MD); Sur place; USD 55 000 - 75 000; Plein temps

Avantages offerts par ce poste

Competitive wages and annual reviews

Comprehensive benefits package (health

retirement plans

Professional development opportunities

Mission-driven work environment

Résumé du poste

Mid-Atlantic FCU in Germantown, MD seeks a Certified ACH Specialist to manage ACH transactions, reconciliations, and compliance with NACHA and federal rules. Reports to Accounting Manager in a full-time role.

The role supports the accounting department, balances general ledger accounts, and helps with internal audits and regulatory examinations as needed. Strong ACH software knowledge is essential for success.

Qualifications

• Accredited ACH Professional certification required at time of hire.
• 1–3 years of experience in ACH processing, financial operations, or accounting within a credit union or financial institution.
• Strong understanding of financial transactions, regulatory compliance, and ACH processing software (FIS, Fiserv, or similar).
• Interpersonal skills: courtesy, tact, and diplomacy for internal/external stakeholders.
• General office environment skills: PC use, calculator, copier, fax.”

Responsabilités

• Process incoming and outgoing ACH transactions, including returns, adjustments, and reconciliations.
• Investigate and resolve ACH exceptions, disputes, and member account discrepancies.
• Ensure timely reconciliation of ACH settlements and prepare journal entries.
• Monitor and process ACH notifications of change (NOCs) and death notification entries (DNEs).
• Process ACH reclamation and recover funds for authorizations or erroneous transactions.
• Investigate and resolve reclamation cases while ensuring compliance with NACHA and federal regulations.
• Balance general ledger accounts related to ACH transactions.
• Maintain compliance with NACHA rules, federal regulations, and credit union policies.
• Provide guidance to internal teams regarding member ACH transactions and best practices.
• Train relevant staff on ACH compliance updates as needed.
• Ensure ACH transactions are processed within designated timeframes with high accuracy.

Connaissances

Accredited ACH Professional

ACH processing experience

Regulatory compliance understanding

Interpersonal communication

Office software proficiency

Outils

FIS

Fiserv

Description du poste

Mid-Atlantic FCU in Germantown, MD seeks a Certified ACH Specialist to manage ACH transactions, reconciliations, and compliance with NACHA and federal rules. Reports to Accounting Manager in a full-time role.

The role supports the accounting department, balances general ledger accounts, and helps with internal audits and regulatory examinations as needed. Strong ACH software knowledge is essential for success.