ACH Operations Specialist – Payments & Reconciliation

NET Credit Union; Scranton (Lackawanna County); On-site; USD 45,000 - 65,000; Full time

Job summary

NET Credit Union is seeking an experienced ACH Specialist to support the Operations Support Team. You will drive daily ACH processing, handle exceptions, and assist with settlement reconciliations. The role requires accuracy, strong data entry, and the ability to untangle complex payment discrepancies.

Two to four years in back office operations with electronic payments is preferred, along with a High School Diploma or equivalent and an Accredited ACH Professional (AAP) certification.

Qualifications

• Two to four years of back office operations with electronic payments experience.
• High School Diploma or equivalent is required.
• Certified Accredited ACH Professional (AAP) certification is preferred.

Responsibilities

• Represent the credit union behaviorally in processing transactions with courtesy and accuracy.
• Manage daily ACH files, returns and originations; monitor for potential fraud.
• Provide data entry for ACH, Share Draft processing, and other EFT activities.
• Generate reports and assist with settlement reconciliations.
• Research account discrepancies including fraud resolution and chargebacks.
• Process EFT paperwork and maintain accounts as needed.

Skills

ACH processing

Data entry

Education

High School Diploma or equivalent

Job description

NET Credit Union is seeking an experienced ACH Specialist to support the Operations Support Team. You will drive daily ACH processing, handle exceptions, and assist with settlement reconciliations. The role requires accuracy, strong data entry, and the ability to untangle complex payment discrepancies.

Two to four years in back office operations with electronic payments is preferred, along with a High School Diploma or equivalent and an Accredited ACH Professional (AAP) certification.