Senior ACH Risk & Compliance Advisor

Valley Bank; Clifton (NJ); On-site; USD 90,000 - 120,000; Full time

Job summary

Valley Bank in New Jersey is seeking a Senior Specialist, ACH Risk to monitor and analyze risks across the Automated Clearing House network. You will review ACH activity, detect fraud, ensure compliance with ACH rules and regulatory requirements, and support risk mitigation.

The role emphasizes risk assessments, audits, and advisory/training to staff and clients, with strong collaboration across internal teams and external partners to uphold robust controls.

Qualifications

• High School Diploma or GED required; five years banking operations experience preferred.
• Bachelor's degree in finance, accounting, business, or related field preferred.

Responsibilities

• Review ACH transactions and reports to detect fraudulent, suspicious, or erroneous activity.
• Conduct ACH risk assessments and audits to evaluate compliance with ACH rules and internal policies.
• Apply ACH risk management strategies to minimize losses and conduct investigations.
• Provide ACH risk advisory and training to staff and clients; communicate with stakeholders.
• Investigate ACH disputes and coordinate with networks, other banks, and law enforcement as needed.
• Stay informed on ACH trends and participate in relevant forums and committees.

Skills

ACH risk knowledge

Analytical skills

Communication skills

Independent work

Education

High School Diploma or GED

Bachelor's degree in finance, accounting, business, or related field

Tools

EPN

Federal Reserve systems

ACH software

Job description

Valley Bank in New Jersey is seeking a Senior Specialist, ACH Risk to monitor and analyze risks across the Automated Clearing House network. You will review ACH activity, detect fraud, ensure compliance with ACH rules and regulatory requirements, and support risk mitigation.

The role emphasizes risk assessments, audits, and advisory/training to staff and clients, with strong collaboration across internal teams and external partners to uphold robust controls.