Transaction Monitoring Lead

Easiertrades Pte. Ltd.; Singapore; On-site; SGD 80,000 - 100,000; Full time

Job summary

A financial compliance firm in Singapore seeks a Transaction Monitoring Lead to oversee and ensure quality assurance for transaction monitoring activities. The role demands 5 to 7 years of experience in AML and CTF compliance, with strong skills in reviewing complex alerts and providing oversight. Candidates must possess a bachelor’s degree in a relevant field and demonstrate excellent communication skills. This position plays a crucial role in maintaining regulatory standards and improving monitoring processes.

Qualifications

• 5 to 7 years of experience in transaction monitoring, AML, CTF, or financial crime investigations.
• Strong hands-on experience reviewing complex transaction monitoring alerts and escalations.
• Good understanding of global AML and CTF expectations, including FATF and MAS guidance.

Responsibilities

• Act as an L2 escalation point for complex transaction monitoring cases.
• Ensure transaction monitoring activities align with AML and CTF policies.
• Provide oversight input on transaction monitoring rules and thresholds.

Skills

Transaction monitoring

AML and CTF compliance

Strong communication skills

Quality assurance

Education

Bachelor’s degree in Law, Finance, Business, or related field

Tools

Transaction monitoring tools

Job description

Transaction Monitoring Lead

Location: Singapore

Function: Financial Crime Compliance

Experience: 5 to 7 years

Role Overview

The Financial Crime Monitoring Oversight Lead (L2) operates within the Financial Crime Monitoring (FCM) function and provides second-line oversight, quality assurance, and decision support for transaction monitoring activities.

The role supports a lean operating model where the FCM Manager performs primary L2 reviews. The Oversight Lead acts as an additional L2 control layer, ensuring consistent application of AML and CTF policies, sound judgement in escalated cases, and alignment with regulatory expectations. The role does not include direct people management.

Key Responsibilities

L2 Oversight and Escalation

• Act as an L2 escalation point for complex, high-risk, or sensitive transaction monitoring cases
• Review selected L2 decisions taken by the FCM Manager to ensure quality, consistency, and policy alignment
• Challenge investigation outcomes where required and recommend corrective actions
• Escalate material risks or potential reportable activity directly to the MLRO

Policy and Framework Alignment

• Ensure transaction monitoring activities implemented in line with AML and CTF policies and procedures
• Support interpretation of regulatory and internal compliance requirements within the FCM function

Monitoring Framework and

• Provide oversight input on TM rules, thresholds, and typologies from an investigation and risk perspective
• Identify recurring quality issues, emerging typologies, and control weaknesses
• Support continuous improvement of monitoring processes, documentation quality, and investigation practices

Collaboration and Support

• Work closely with the FCM Manager to support effective execution of L1 and L2 activities
• Support Compliance Management, MLRO, and audit teams on reviews, escalations, and regulatory queries
• Disseminate key investigation outcomes and learning points to the L1 team to support continuous learning.
• Contribute to targeted guidance and training to improve investigation quality and consistency

Required Experience and Qualifications

• Bachelor’s degree in Law, Finance, Business, or a related field
• 5 to 7 years of experience in transaction monitoring, AML, CTF, or financial crime investigations
• Strong hands‑on experience reviewing complex transaction monitoring alerts and escalations
• Prior exposure to L2 review, quality assurance, or senior investigator responsibilities
• Good understanding of global AML and CTF expectations, including FATF and MAS guidance
• Familiarity with transaction monitoring tools used in fintech or payments environments
• Ability to provide guidance and challenge decisions without formal line management authority
• Strong written and verbal communication skills in English