Software Engineer - Payments

YouTrip; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

YouTrip in Singapore is seeking a Software Engineer focused on backend development to build scalable, secure services powering our fintech platform. You will design and maintain backend APIs and systems using Golang, participate in the full SDLC, and ensure code quality through testing, reviews, and documentation.

The role emphasizes distributed systems, microservices architecture, and containerization with Docker and Kubernetes, with collaboration across product and engineering teams.

Qualifications

• Bachelor's or Master's degree in Computer Science or a related field.
• 4 years of backend development experience, preferably in a fintech environment.
• Strong knowledge of Golang, distributed systems, microservices, Docker and Kubernetes.

Responsibilities

• Design, develop and maintain scalable backend services and APIs using Golang.
• Participate in the full software development lifecycle from requirements to deployment and maintenance.
• Write clean, efficient code following best practices and standards.
• Collaborate with cross-functional teams to architect solutions and deliver high-quality software.
• Improve system performance, reliability and scalability through monitoring and optimization.
• Write and maintain unit, integration and end-to-end tests to ensure quality.
• Engage in code reviews, architecture discussions and technical documentation.

Skills

Backend development

Golang

Distributed systems

Microservices

Unit testing

Communication

Education

Bachelor's degree in Computer Science

Master's degree in Computer Science

Tools

Docker

Kubernetes

gRPC

Job description

We Are

YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.

Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.

Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.

Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.

Job Description: Software Engineer

We are looking for a talented and self-driven Software Engineer with a strong focus on backend development to join our growing engineering team. You’ll work on building scalable, resilient, and secure systems that power our fintech platform. This is a great opportunity to contribute to impactful projects in a fast-paces and collaborative environment.

Responsibilities:

• Design, develop and maintain scalable, robust and secure backend services and APIs using Golang.
• Participate in the entire software development lifecycle - from requirements analysis and design to development, testing, deployment and maintenance.
• Write clean, efficient, maintainable code following best practices and coding standards.
• Collaborate with cross-functional teams to understand requirements, architect solutions, and deliver high-quality software.
• Continuously Improve system performance, reliability, and scalability through monitoring and optimization.
• Write and maintain automated unit, integration and end-to-end tests to ensure system quality and stability.
• Participate in code reviews, architecture discussions, and technical documentation to uphold engineering excellence.
• Stay current with emerging technologies and evaluate their potential for use in our systems.

• Bachelor's or Master's degree in Computer Science, or a related field.
• 4 years experience in backend development, preferably in a high-growth or fintech environment.
• Strong understanding of object-oriented and/or functional programming paradigms and software design patterns.
• Hands-on experience with distributed systems, microservices architecture, and containerization tools such as Docker and Kubernetes.
• Strong knowledge of automated testing practices, including unit and integration tests, particularly for backend services.
• Excellent problem-solving skills with a strong attention to detail.
• Good written and verbal communication skills, with ability to clearly articulate technical concepts.
• Experience with Golang and/or gRPC is highly preferred.

If you are a motivated Software Engineer eager to work with modern technologies on high-impact projects, especially if you have experience in Golang, we encourage you to apply. Join our dynamic team and play a key role in shaping the future of our innovative projects.