Senior Credit Risk & Structured Finance Leader

Sumitomo Mitsui Banking Corporation; Singapore; On-site; SGD 140,000 - 240,000; Full time

Job summary

Sumitomo Mitsui Banking Corporation (SMBC) in Singapore seeks an accomplished Senior Credit Risk professional to drive risk assessment for banks and non-bank counterparties within our Asia-Pacific coverage.

You will analyze derivatives and SFT product risks, monitor portfolios, and prepare executive summaries for senior management, collaborating with risk, legal, and relationship teams.

Qualifications

• At least 10 years of relevant credit risk experience, with a preference for candidates with experience analyzing financial fundamentals and credit risk of banks.
• Working understanding of derivatives and securities financing transaction (SFT) product risks.
• Exceptional verbal and written communication skills, supported by strong analytical capabilities and keen attention to detail.
• Proven ability to work independently, manage multiple priorities, and perform effectively under pressure in a fast-paced environment.
• Proficiency in Microsoft Excel, Word, and PowerPoint.

Responsibilities

• Perform fundamental credit analyses on banks and non-bank counterparties.
• Provide continuous credit monitoring of assigned portfolio, ensure accuracy of assigned risk ratings and elevate any deterioration in credit quality to management
• Evaluate derivatives and securities financing transactions across client base working closely with derivatives marketers, relationship managers, risk management, credit department and legal to mitigate risk.
• Evaluate lending and structured financing solutions for recommendation and approval by senior credit approver within the team.
• Prepare credit recommendation executive summary with focus on basis for recommendation, key risks and mitigants, conclusion.
• Work with stakeholders to collectively develop CCR framework.Maintain open relationship with customers via due diligence meetings and periodic updates on performance.
• Prepare periodic portfolio reports for credit team where required
• Work on special projects as required

Skills

Communication skills

Analytical capabilities

Attention to detail

Tools

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Job description

Sumitomo Mitsui Banking Corporation (SMBC) in Singapore seeks an accomplished Senior Credit Risk professional to drive risk assessment for banks and non-bank counterparties within our Asia-Pacific coverage.

You will analyze derivatives and SFT product risks, monitor portfolios, and prepare executive summaries for senior management, collaborating with risk, legal, and relationship teams.