Head of Credit Risk & Controls - Southeast Asia

SMBC Group; Singapore; On-site; SGD 180,000 - 260,000; Full time

Job summary

SMBC Group in Singapore seeks an experienced risk leader to oversee overseas subsidiary risk frameworks, with emphasis on consumer finance credit risk in SEA, especially Indonesia. You will partner with risk owners and support global practices while driving improvements in controls and reporting.

The role requires fluent English, strong analytical skills, and the ability to manage cross-border projects and stakeholder relationships across multiple entities.

Qualifications

• Bachelor’s Degree in Banking or Finance or related field.
• Minimum 10 years in Banking/Finance with credit risk & internal controls experience.
• Strong knowledge of consumer finance credit risk and local/regional practices.

Responsibilities

• Assess and monitor risk management framework for overseas subsidiaries.
• Lead credit risk management for consumer finance across SEA with focus on Indonesia.
• Collaborate with subsidiaries to align practices with global standards.
• Provide guidance to 1st/2nd lines of defence and risk management counterparts.
• Perform risk assessments for new consumer finance products and services.
• Evaluate effectiveness of internal controls and improve banking processes.
• Provide timely risk-focused updates to senior management.
• Monitor KPIs and risk/control environment effectiveness.
• Manage strategic projects including due diligence and post-merger integration.

Skills

Credit Risk Management

Internal Controls

Consumer Finance

Subsidiary Management

Risk Assessment

Reporting & Analytics

Stakeholder Management

English Proficiency

Bahasa Indonesia/Malay (adv)

Education

Bachelor’s Degree in Banking/Finance

Job description

SMBC Group in Singapore seeks an experienced risk leader to oversee overseas subsidiary risk frameworks, with emphasis on consumer finance credit risk in SEA, especially Indonesia. You will partner with risk owners and support global practices while driving improvements in controls and reporting.

The role requires fluent English, strong analytical skills, and the ability to manage cross-border projects and stakeholder relationships across multiple entities.