Senior VP, Credit Risk – APAC Large Corporates

Sumitomo Mitsui Banking Corporation; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

Sumitomo Mitsui Banking Corporation in Singapore seeks a senior credit professional to review and assess credit applications in the APAC region. You will independently make credit decisions, challenge proposals, and prepare clear recommendations for front-office deals and annual reviews.

The role involves portfolio analysis, monitoring exposures, and coordinating with other teams to control risk and ensure compliance with risk policies.

Qualifications

• Requires a Bachelor's degree in accounting, finance or economics.
• Minimum 10 years of relevant experience in credit analysis/approval.
• Strong communication skills in English, both written and spoken.
• Ability to prepare clear and concise credit recommendations.

Responsibilities

• Review and assess credit applications from business units as 2nd line of defense.
• Make independent, neutral credit decisions including evaluation, challenge and recommendation/approval.
• Establish action plans for credits likely to deteriorate to minimize costs.
• Conduct portfolio analysis by corporate groups, industry risks, and product types.
• Monitor credit exposures for concentration and industry risks.
• Discuss potential deals with business units ensuring risk policy compliance.
• Collaborate to improve credit risk management within the department.
• Perform other duties as assigned.

Skills

Credit analysis

Credit approval

Financial modeling

English communication

Team player

Organizational skills

Multi-tasking

Education

Bachelor's degree in accounting/finance/economics

Job description

Sumitomo Mitsui Banking Corporation in Singapore seeks a senior credit professional to review and assess credit applications in the APAC region. You will independently make credit decisions, challenge proposals, and prepare clear recommendations for front-office deals and annual reviews.

The role involves portfolio analysis, monitoring exposures, and coordinating with other teams to control risk and ensure compliance with risk policies.