Senior Credit Risk & Approvals Leader

Randstad Singapore; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

Randstad Singapore is seeking a seasoned credit risk professional to join a leading banking institution in the Asia-Pacific region. You will evaluate complex transactions, safeguard the credit portfolio, and decide on new credit applications for structured financing, ensuring robust risk mitigation.

You will monitor corporate portfolios, track obligor performance and concentration risks, collaborate with front-office teams on terms and potential restructuring, review financial statements and

Qualifications

• Bachelor's Degree in Accounting, Finance, Business Management, Economics or equivalent.
• 5+ years of credit risk assessment or portfolio management experience.
• Experience with real estate financing, leveraged buyouts, or non-recourse fund NAV financing.
• Strong ability to analyze financial statements and forecast assumptions.

Responsibilities

• Responsible for evaluating complex transactions and safeguarding the institution's credit portfolio.
• Assess and decide on new credit applications for structured financing transactions, ensuring robust risk mitigation and appropriate deal structures.
• Oversee and monitor assigned corporate credit portfolios, actively tracking obligor performance and concentration risks.
• Collaborate closely with front-office business units to provide guidance on transaction terms, credit risk assessment, and potential restructuring strategies.
• Conduct detailed reviews of financial statements, projection models, and underlying credit assumptions.
• Verify the precision of data entries within digital credit management platforms and interface with internal risk control functions.

Skills

Credit risk analysis

Portfolio management

Financial statement analysis

Structured financing

Education

Bachelor's Degree in Accounting, Finance, Business Management, Economics or equivalent

Job description

Randstad Singapore is seeking a seasoned credit risk professional to join a leading banking institution in the Asia-Pacific region. You will evaluate complex transactions, safeguard the credit portfolio, and decide on new credit applications for structured financing, ensuring robust risk mitigation.

You will monitor corporate portfolios, track obligor performance and concentration risks, collaborate with front-office teams on terms and potential restructuring, review financial statements and