Senior APAC Securitisation Analyst – Credit & Modelling

The Japan Research Institute, Limited (Singapore Branch); Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

The Japan Research Institute, Limited (Singapore Branch) is seeking a Senior Analyst to support securitisation activities across APAC. The role covers financial analysis, credit assessment, transaction execution, portfolio monitoring and risk-compliant development across markets.

You will conduct cash flow modelling, prepare credit papers, and collaborate with teams to deliver value-added services while ensuring regulatory compliance and robust governance.

Qualifications

• 0–5 years’ experience; fresh graduates are also welcome.
• Experience in securitisation, ABS, structured finance, credit products, or an origination team within a bank or financial institution is strongly preferred.
• Tertiary qualification in a business-related field.
• Motivated, intellectually curious and able to work effectively in a fast-paced environment.
• Team player with the ability to manage internal and external stakeholder relationships.
• Good knowledge of financial products.
• Solid understanding of financial statements and the ability to analyse and interpret financial performance.
• Comprehensive understanding of banking practices and the role of credit within a bank.
• High level of numeracy and strong financial analysis skills, including the ability to conduct financial modelling.
• Basic understanding of legal documentation and financing terms.
• Accuracy and strong attention to detail.
• Strong written and verbal communication skills at a business level, including the ability to prepare business reports and credit papers.
• Strong time management and organisational skills.
• Influencing skills, including the ability to present persuasive written arguments and respond effectively to questions or objections.
• Ability to condense complex issues into a clear and readable format in reports and other communications.
• Ability to interpret and follow procedures.
• Advanced Microsoft Office skills, particularly Excel.

Responsibilities

• Conduct financial analysis, market analysis, financial analysis and cash flow modelling in support of new and existing transactions.
• Prepare credit submissions and supporting materials for internal approval processes.
• Monitor portfolio performance and take necessary actions in response to potential deterioration in credit quality.
• Support transaction execution, closing processes and ongoing monitoring for assigned transactions.
• Build and maintain effective relationships with internal and external stakeholders.
• Present clear and well-supported credit analysis to internal stakeholders where required.
• Comply with risk management frameworks, policies and procedures relevant to the business.
• Support effective documentation, reporting and administrative processes.

Skills

Financial analysis

Credit analysis

Financial modelling

Numeracy

Communication

Teamwork

Attention to detail

Time management

Problem solving

Stakeholder management

Education

Bachelor's degree in Business/Finance

Tools

Microsoft Excel

MS Office

Job description

The Japan Research Institute, Limited (Singapore Branch) is seeking a Senior Analyst to support securitisation activities across APAC. The role covers financial analysis, credit assessment, transaction execution, portfolio monitoring and risk-compliant development across markets.

You will conduct cash flow modelling, prepare credit papers, and collaborate with teams to deliver value-added services while ensuring regulatory compliance and robust governance.