Senior VP, APAC Corporate Credit Risk & Portfolio Oversight

The Japan Research Institute, Limited (Singapore Branch); Singapore; On-site; SGD 120,000 - 160,000; Full time

Job summary

The Japan Research Institute, Limited (Singapore Branch) is seeking a seasoned Credit Analyst to join the APAC Credit Department in Singapore. You will review credit applications as a 2nd line of defense and make independent decisions, challenging and recommending approvals for deals, waivers, and annual reviews.

You will analyze portfolios across corporate clients, monitor exposures, and collaborate with business units to ensure policy compliance and effective risk management.

Qualifications

• Bachelor's degree in accounting, finance or economics.
• Minimum 10 years of relevant credit analysis experience.
• Knowledge of financial modeling, LBO, PF lending and Structured Finance is an advantage.
• Excellent written and spoken English communication.
• Strong organizational skills and ability to multi-task.
• Team player able to handle high-volume periods.

Responsibilities

• Review and assess credit applications submitted from business units as 2nd line of defense.
• Make appropriate credit decisions independently including evaluation, challenge and recommendation/approval.
• Establish action plans for credits likely to deteriorate to minimize credit costs.
• Conduct portfolio analysis on groups, industry risks, commodity price, currency risks and ESG risk.
• Monitor and proactively control credit exposures for concentration risk with relevant teams.
• Discuss potential deals with business units to ensure compliance with risk policies and regulatory standards.
• Engage within the department and with units to improve credit risk management.
• Any other duties as assigned.

Skills

Credit analysis

Credit approval

Financial modeling

English proficiency

Communication

Team player

Education

Bachelor's degree

Job description

The Japan Research Institute, Limited (Singapore Branch) is seeking a seasoned Credit Analyst to join the APAC Credit Department in Singapore. You will review credit applications as a 2nd line of defense and make independent decisions, challenging and recommending approvals for deals, waivers, and annual reviews.

You will analyze portfolios across corporate clients, monitor exposures, and collaborate with business units to ensure policy compliance and effective risk management.