Loan Associate/AM/Manager (Bilateral & Syndicated Loans) – Korean Speaking

SHINHAN BANK; Singapore; On-site; SGD 48,000 - 72,000; Full time

Job summary

SHINHAN BANK in Singapore is seeking a Loan Operations Analyst to manage end-to-end bilateral and syndicated loan processing, from drawdowns to repayments and amendments.

The role requires a Bachelor's in Banking/Finance or related field, at least 2 years' experience, familiarity with SWIFT and core banking systems, and Korean language proficiency.

Qualifications

• Bachelor's Degree in Banking, Finance, Business Administration, Accounting or a related discipline.
• Minimum 2 years of relevant experience in bilateral and/or syndicated loan operations within a bank or financial institution.
• Good knowledge of corporate loan products and the end-to-end loan lifecycle.
• Experience in reviewing loan documentation and processing loan transactions.
• Familiarity with SWIFT payment processing and core banking loan systems will be an advantage.
• Proficient in Microsoft Office applications, particularly Excel.
• Good communication and interpersonal skills with the ability to work effectively in a fast-paced environment.
• Proficiency in Korean (spoken and written) is required to communicate with Korean-speaking clients, counterparties and Head Office.

Responsibilities

• Manage the end-to-end processing and administration of bilateral and syndicated loan transactions, including drawdowns, repayments, rollovers, prepayments, interest and fee processing.
• Review loan agreements, facility documents and conditions precedent to ensure compliance with approved credit terms prior to loan disbursement.
• Monitor loan maturity dates, repayment schedules, covenant compliance and outstanding documentation.
• Process loan amendments, renewals, restructuring and other post-disbursement activities.
• Ensure timely and accurate maintenance of loan records in the Bank's core banking system.
• Liaise with Relationship Managers, Credit Administration, Finance, Legal, Operations and external counterparties to facilitate loan transactions.
• Prepare reports and respond to internal, external and regulatory enquiries where required.
• Ensure all loan processing activities comply with the Bank's internal policies, operational procedures and MAS regulatory requirements.
• Support internal and external audits and participate in process improvement initiatives.

Skills

Communication skills

Interpersonal skills

Excel

Korean language

Education

Bachelor's degree in Banking/Finance/Business Administration/Accounting or related discipline

Tools

SWIFT

Core banking systems

Microsoft Excel

Job description

Responsibilities

• Manage the end-to-end processing and administration of bilateral and syndicated loan transactions, including drawdowns, repayments, rollovers, prepayments, interest and fee processing.


• Review loan agreements, facility documents and conditions precedent to ensure compliance with approved credit terms prior to loan disbursement.


• Monitor loan maturity dates, repayment schedules, covenant compliance and outstanding documentation.


• Process loan amendments, renewals, restructuring and other post-disbursement activities.


• Ensure timely and accurate maintenance of loan records in the Bank's core banking system.


• Liaise with Relationship Managers, Credit Administration, Finance, Legal, Operations and external counterparties to facilitate loan transactions.


• Prepare reports and respond to internal, external and regulatory enquiries where required.


• Ensure all loan processing activities comply with the Bank's internal policies, operational procedures and MAS regulatory requirements.


• Support internal and external audits and participate in process improvement initiatives.

Requirements

• Bachelor's Degree in Banking, Finance, Business Administration, Accounting or a related discipline.


• Minimum 2 years of relevant experiencein bilateral and/or syndicated loan operations within a bank or financial institution.


• Good knowledge of corporate loan products and the end-to-end loan lifecycle.


• Experience in reviewing loan documentation and processing loan transactions.


• Familiarity with SWIFT payment processing and core banking loan systems will be an advantage.


• Proficient in Microsoft Office applications, particularly Excel.


• Good communication and interpersonal skills with the ability to work effectively in a fast-paced environment.


• Proficiency in Korean (spoken and written) is requiredto communicate with Korean-speaking clients, counterparties and Head Office.