Loan Officer

UNLIMITED FINANCE PTE LTD; Singapore; On-site; SGD 48,000 - 72,000; Full time

Benefits offered by this job

Competitive salary

Benefits package

Career advancement

Work-life balance

Job summary

UNLIMITED FINANCE PTE LTD is seeking a Loan Officer to join its team in Ang Mo Kio Town Centre. This full-time role focuses on assessing loan applications, advising customers on options, and negotiating terms to meet lending needs.

You will complete documentation, manage records, and foster relationships with clients. The ideal candidate has proven loan experience, strong credit policy knowledge, and excellent communication skills to explain complex financial information.

Qualifications

• Proven experience as a Loan Officer or in a similar role within financial services.
• Strong understanding of credit policies, lending practices, and relevant financial regulations.
• Excellent customer service and interpersonal skills, able to explain complex financial information.
• Proficient in data analysis and financial modelling to assess creditworthiness.
• Organised and detail-oriented, able to multitask and meet deadlines.

Responsibilities

• Assessing customer loan applications and credit profiles to determine eligibility and appropriate lending solutions.
• Advising customers on the various loan options and terms available to them.
• Negotiating loan terms and conditions with customers to reach mutually agreeable arrangements.
• Completing all necessary paperwork and documentation for loan processing and approval.
• Maintaining accurate records of customer accounts and loan portfolios.
• Building and maintaining strong relationships with new and existing customers.

Skills

Customer service

Credit analysis

Interpersonal skills

Data analysis

Financial modelling

multitasking

Job description

About the role

Join the team at UNLIMITED FINANCE PTE LTD as a Loan Officer. This is a full-time role based in Ang Mo Kio Town Centre. As a Loan Officer, you will play a key role in providing financial services to customers, helping them meet their lending needs.

What you'll be doing

• Assessing customer loan applications and credit profiles to determine eligibility and appropriate lending solutions
• Advising customers on the various loan options and terms available to them
• Negotiating loan terms and conditions with customers to reach mutually agreeable arrangements
• Completing all necessary paperwork and documentation for loan processing and approval
• Maintaining accurate records of customer accounts and loan portfolios
• Building and maintaining strong relationships with new and existing customers

What we're looking for

• Proven experience as a Loan Officer or in a similar role within the financial services industry
• Strong understanding of credit policies, lending practices, and relevant financial regulations
• Excellent customer service and interpersonal skills, with the ability to effectively communicate complex financial information
• Proficient in data analysis and financial modelling to assess customer creditworthiness
• Organised and detail-oriented, with the ability to multitask and meet deadlines
• A collaborative team player with a positive attitude and a commitment to achieving results

What we offer

At UNLIMITED FINANCE PTE LTD, we are dedicated to supporting the personal and professional growth of our employees. We offer a competitive salary, comprehensive benefits package, and opportunities for career advancement. Our company culture promotes work-life balance, with flexible working arrangements and a range of wellbeing initiatives to support our team.

About us

UNLIMITED FINANCE PTE LTD is a leading provider of financial services in Singapore, serving both individual and business customers. With a focus on innovation and customer-centricity, we are committed to delivering tailored solutions that meet the unique needs of our clients. Our team of dedicated professionals is passionate about making a positive impact on the communities we serve.

Working Hours: 11am - 7pm | 6 working days (Mon-Sat) | Close on Sun & PH