HNW Underwriting VP — Strategic Risk & Growth

HSBC Holdings plc; Singapore; Hybrid; SGD 180,000 - 280,000; Full time

Job summary

HSBC Life Singapore is seeking a high-calibre professional to join our underwriting team as Vice President, High-net-worth (HNW) Underwriting. You will lead medical, financial and risk assessments for ultra-high-net-worth clients and manage complex cases.

The role offers a hybrid work arrangement within a global bank, with opportunities to influence product development and drive underwriting excellence across the Asia-Pacific region.

Qualifications

• Strong underwriting experience in life, disability and critical illness insurance with high-net-worth focus.
• University degree or equivalent professional insurance designation preferred (ALU, FALU).
• Proven ability to manage complex cases and make sound decisions under pressure.
• Strong understanding of medical, non-medical and financial principles and practices.
• Excellent communication, analytical and problem-solving skills.

Responsibilities

• Conduct medical, financial and compliance assessment in accordance with underwriting guidelines and risk framework.
• Manage referrals to ensure optimal capacity for ultra large risks and oversee exposure with reinsurers.
• Build relationships with partners to resolve complex underwriting queries related to risk selection.
• Support training and development of junior underwriters and contribute to QA audits.
• Review and refine medical, financial and residency guidelines to maintain market competitiveness.
• Provide underwriting insights for new product development and company initiatives.
• Identify and implement process improvements to streamline workflows.

Skills

Underwriting

Life Insurance

High Net Worth

Risk assessment

Communication skills

Analytical skills

Education

University Degree or equivalent professional insurance designation (ALU, FALU)

Job description

HSBC Life Singapore is seeking a high-calibre professional to join our underwriting team as Vice President, High-net-worth (HNW) Underwriting. You will lead medical, financial and risk assessments for ultra-high-net-worth clients and manage complex cases.

The role offers a hybrid work arrangement within a global bank, with opportunities to influence product development and drive underwriting excellence across the Asia-Pacific region.