Data Scientist, Cards and Payments

Argyll Scott; Singapore; On-site; SGD 120,000 - 160,000; Full time

Job summary

Argyll Scott is hiring a Data Scientist, Cards and Payments, to join our consulting division in Singapore. You will deploy on client missions, turning transaction and customer data into strategic insights for a leading issuer bank in Singapore.

Your work will include building dashboards, defining KPIs, and developing models to support product, marketing and loyalty decisions, with a focus on executive-level storytelling and actionable recommendations.

Qualifications

• 5+ years in advanced analytics, data science, business intelligence or consulting analytics.
• Strong Python and SQL, plus Power BI or Tableau.
• Statistical modelling, machine learning and customer segmentation experience.
• Able to turn complex analysis into clear business recommendations for executives.
• Independent: structures problems and leads workstreams without daily supervision.
• Banking, cards, payments or retail banking data experience is strongly preferred.
• Client-facing consulting experience and Gen AI tools are a plus.

Responsibilities

• Analyse large transaction and portfolio datasets to find growth, engagement and profitability opportunities.
• Build insights across the cardholder lifecycle: acquisition, activation, spend, retention and attrition.
• Produce senior management dashboards, business reviews and executive presentations.
• Define KPIs and performance frameworks for planning and reviews.
• Build segmentation and predictive models to support product, marketing and loyalty decisions.
• Automate recurring reporting and create reusable analytical assets.
• Present findings to senior business leaders.

Skills

Python

SQL

Statistical modelling

Machine learning

Customer segmentation

Independent workstreams

Executive communication

Banking data experience

Client-facing

Gen AI tools

Tools

Power BI

Tableau

Gen AI tools

Job description

Argyll Scott is hiring a Data Scientist, Cards and Payments, to join our consulting division in Singapore.

We are building our consulting team and are looking for a Data Scientist to join us as a consultant, deployed on client missions. Your first mission is already secured: a global payments technology leader, working directly with a leading issuer bank in Singapore on its card portfolio.

You will turn transaction, portfolio and customer data into insights and recommendations for the bank's leadership, as a trusted advisor to both teams.

What you will do on the first mission

• Analyse large transaction and portfolio datasets to find growth, engagement and profitability opportunities
• Build insights across the cardholder lifecycle: acquisition, activation, spend, retention and attrition
• Produce senior management dashboards, business reviews and executive presentations
• Define KPIs and performance frameworks for planning and reviews
• Build segmentation and predictive models to support product, marketing and loyalty decisions
• Automate recurring reporting and create reusable analytical assets
• Present findings to senior business leaders

What we are looking for

• 5+ years in advanced analytics, data science, business intelligence or consulting analytics
• Strong Python and SQL, plus Power BI or Tableau
• Statistical modelling, machine learning and customer segmentation experience
• Able to turn complex analysis into clear business recommendations for executives
• Independent: structures problems and leads workstreams without daily supervision
• Banking, cards, payments or retail banking data experience is strongly preferred
• Client-facing consulting experience and Gen AI tools are a plus

Why join Argyll Scott Consulting

• A permanent home with Argyll Scott, and a career of missions rather than a single contract.
• Ground floor of a growing consulting division, with real ownership and visibility.
• A first mission already secured with a respected global group, on a high visibility programme.
• Competitive package and long term development.