Credit Documentation Specialist — Risk & Compliance Leader

Bank of Singapore, Asia’s Global Private Bank; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

Bank of Singapore invites applications for a Credit Documentation professional to prepare and review facility, security and related documents. You will ensure compliance with terms, perform due diligence, and coordinate with legal counsels, custodians and front office to support accurate collateral perfection.

The role emphasizes meticulous attention to detail, strong analytical abilities and the capacity to manage end-to-end documentation workflows in a private banking context.

Qualifications

• Bachelor’s degree in Banking and Finance, Business or a related discipline preferred.
• Minimum 3 years of relevant experience in a credit documentation role in a similar environment.
• Experience in private banking documentation is advantageous.
• Experience with real estate financing, securities-backed lending, premium financing and related collateral documentation will be highly beneficial.
• Strong knowledge of credit and security documentation within a banking environment.
• Ability to independently manage documentation processes and resolve issues with minimal supervision.
• Strong analytical skills with the ability to assess legal and documentation risks.
• Meticulous attention to detail and strong control mindset.

Responsibilities

• Prepare standard and bespoke facility, security and ancillary documentation in accordance with approved credit terms and internal requirements.
• Ensure all relevant conditions precedent, covenants, security provisions and jurisdictional requirements are appropriately incorporated.
• Conduct necessary due diligence.
• Support the preparation and issuance of ad hoc documentation, amendments, waivers and other documentation as required.
• Review executed documentation to ensure completeness, fulfilment of conditions precedents, collateral perfection and adherence to approved credit terms.
• Review legal opinions and documentation related advice, assess documentation implications and work with stakeholders to resolve issues and identify practical solutions.
• Verify compliance with credit approvals and internal requirements.
• Manage the end to end tracking of document issuance, execution, return and outstanding items, ensuring timely follow-up and completion.
• Track for document deficiencies, ensuring that security is perfected as required and escape as per internal guidelines.
• Independently liaise with internal and external stakeholders including legal counsels, valuers, and custodians) to facilitate documentation execution and collateral perfection.
• Provide timely support and guidance to Front Office and internal stakeholders on documentation related matters and requirements.
• Ensure timely lodgment, safekeeping and maintenance of documentation and credit files.
• Perform periodic reviews and control checks on security documentation and collateral records.
• Support audit, compliance and/or regulatory review activities where required.
• Participate in projects, system enhancements, UATs and process improvement initiatives.
• Assist in the review and enhancement of procedures, guidelines and documentation templates.

Education

Bachelor's degree in Banking and Finance, Business or related discipline

Job description

Bank of Singapore invites applications for a Credit Documentation professional to prepare and review facility, security and related documents. You will ensure compliance with terms, perform due diligence, and coordinate with legal counsels, custodians and front office to support accurate collateral perfection.

The role emphasizes meticulous attention to detail, strong analytical abilities and the capacity to manage end-to-end documentation workflows in a private banking context.