Risk Specialist, Credit Documentation (Assistant Manager/Manager)

OCBC Bank (Hong Kong) Limited; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

Bank of Singapore is seeking a Risk Specialist, Credit Documentation, to prepare standard and bespoke facility, security and auxiliary documentation in line with credit approvals and internal policies. You will manage covenants, conditions precedents, and coordinate with internal legal, product, insurers, solicitors, and custodian teams.

The role requires meticulous attention to detail, ability to prioritise, strong written and verbal communication, and proficiency with Microsoft Office.

Qualifications

• 3+ years of credit documentation experience.
• Experience in property and/or life insurance financing is a plus.
• Meticulous with strong attention to detail.
• Able to prioritise and work independently.
• Excellent written and verbal communication.

Responsibilities

• Prepare standard and bespoke facility, security and auxiliary documentation in accordance with credit approvals and internal policies.
• Ensure all relevant conditions and/or covenants and jurisdictional specific clauses are included in drafted documentation.
• Manage status overview for issued documentation and track their return.
• Liaise with internal and external stakeholders to facilitate completion of mortgage documentation.
• Review and verify documentation for completeness, conditions precedent, and perfection of collateral.
• Review legal opinions for compliance with laws and regulations.
• Lodge completed documentation for safekeeping and track perfection, maintain credit files.
• Provide support for queries from Front Office and assist with projects/UAT.

Skills

Attention to detail

Written and verbal communication

Organizational skills

Independent work

MS Office

Education

Bachelor's degree in banking/finance

Tools

MS Office

Job description

## Risk Specialist, Credit Documentation (Assistant Manager/Manager)Applyremote type: Onsitelocations: BOS Singaporetime type: Full timeposted on: Posted Todayjob requisition id: JR00009194**Bank of Singapore opens doors to new opportunities.**At Bank of Singapore, we are constantly on the lookout for exceptional individuals to join our team. We promote a culture of openness, teamwork and fairness. Most importantly, we invest in our people through our programmes that develop them on both professional and personal levels. Besides attractive remuneration packages, we offer non-financial benefits and opportunities to develop your potential within OCBC Group’s global network of subsidiaries and offices. If you have passion, drive and the will to succeed, rise to the challenge today!# * Prepare standard and bespoke facility, security and auxiliary documentation in accordance with credit approvals and internal policies including due diligence checks* Ensure all relevant conditions and/or covenants and jurisdictional specific clauses are included in drafted documentation* Manage status overview for issued documentation and track their return* Independently liaise and follow up with internal and external stakeholders (e.g. engage internal legal and product on insurance matters or external solicitors and valuers to facilitate completion of mortgage documentation and working with legal and custodian teams to ensure the perfection of share-related documentation) to ensure timely completion of documentation* Perform documentation and other required checks for returned documentation to ensure completeness and accuracy, validate fulfillment of conditions precedent, perfection of collaterals and compliance with internal policies and procedures* Review of legal opinions to ensure compliance with applicable laws and regulations for documentation requirements* Ensure any document deficiencies are accurately tracked and escalated as per internal requirements* Manage lodgment of completed documentation for timely safekeeping, track for documentation perfection and maintain credit files* Issue ad-hoc documentation (wordings agreed with Legal) and other miscellaneous documentation tasks where required* Assist with the review of and update of procedures and guides* Conduct quarterly checks on security documents based on required scope* Provide effective support for queries from Front Office* Assist with projects, UAT and contribute to the successful delivery and enhancements of systems and processes# Requirements* Preferably graduate degree in banking/finance but not absolutely necessary provided candidate has the relevant experience* Candidate should have minimum 3 years of experience in credit documentation* Experience in documentation of property and/or life insurance financing will be an advantage* Experience in private banking documentation is an advantage* Documentation is an acquired skill. Candidate must be meticulous and has an eye for details* Able to prioritise, organize and work independently* Good written and communication skills* Demonstrate flexibility and willingness to accept new assignment and challenges in a rapidly changing environment* Sound knowledge of Microsoft applications is a pre-requisite