Senior Credit Analyst: Risk, Financing & Structuring

PEOPLE PROFILERS PTE. LTD.; Singapore; On-site; SGD 61,000 - 84,000; Full time

Job summary

People Profilers Pte Ltd is seeking a Credit Analyst to assess borrowers’ financial strength, analyze industries for risk, and evaluate collateral including shares, bonds and property. The role involves preparing credit proposals and presenting assessments to approvers.

The ideal candidate has at least 3 years in credit analysis within banking or financial institutions, strong financial writing skills, and familiarity with secured or structured lending.

Qualifications

• Degree in Accounting, Finance or related discipline.
• At least 3 years of credit analysis experience in banking, securities or a relevant financial institution.
• Strong financial analysis and credit writing skills; secured or structured lending experience preferred.
• Good communication skills; regional lending or security documentation exposure is an advantage.

Responsibilities

• Assess borrowers’ financial strength, cash flow and repayment ability.
• Analyse businesses and industry trends to identify credit risks.
• Evaluate collateral, including shares, bonds and property.
• Prepare credit proposals with clear recommendations.
• Support the structuring of financing terms and lending conditions.
• Present credit assessments to internal approvers.
• Review financing and security documents with relevant parties.
• Work with deal teams to ensure transactions meet credit policies.

Skills

Credit analysis

Financial analysis

Credit writing

Communication skills

Education

Degree in Accounting, Finance, or related discipline

Tools

Microsoft Excel

Job description

People Profilers Pte Ltd is seeking a Credit Analyst to assess borrowers’ financial strength, analyze industries for risk, and evaluate collateral including shares, bonds and property. The role involves preparing credit proposals and presenting assessments to approvers.

The ideal candidate has at least 3 years in credit analysis within banking or financial institutions, strong financial writing skills, and familiarity with secured or structured lending.