Credit Analyst

DCS CARD CENTRE PTE. LTD.; Singapore; Sur place; SGD 36 000 - 60 000; Plein temps

Résumé du poste

DCS CARD CENTRE PTE. LTD. invites a Diploma holder to join our Credit Department as a Credit Analyst. You will review applications, conduct CDD and credit evaluation for personal, SME and commercial facilities, and help implement enhancements to the processing system.

You will liaise with other business units to ensure seamless workflow, provide feedback on credit policies responsive to changes in the business environment, assist in project studies, and support general administrative tasks.

Qualifications

• Diploma or equivalent in banking/finance and/or accounting and/or business administration.
• Strong analytical and communication skills.
• Demonstrate excellent written and verbal communication abilities.
• Proficient in MS Office applications (Word, Excel, PowerPoint).
• Minimum 1 year of relevant experience.
• Dynamic team player with good interpersonal skills.

Responsabilités

• Review, implement enhancements, test and monitor new application processes of the in-house processing system.
• Conduct CDD and credit evaluation/approval of personal/SME/commercial facilities in line with credit policies, risk criteria, and regulations.
• Liaise with other units to ensure a seamless credit application flow.
• Provide feedback on credit policies and processes affected by business changes.
• Assist in project studies and implementation.
• Provide general and administrative support to the Credit Department.
• Support ad-hoc duties assigned.

Connaissances

Analytical skills

Strong communication

MS Office

Interpersonal skills

Under pressure

Formation

Diploma in Banking/Finance/Accounting/Business Admin

Outils

MS Office

Description du poste

Responsibilities

• To review, implement enhancements, testing and monitor the new application processes of the In-house application processing system
• Conduct CDD and credit evaluation and approval of new personal/SME/Commercial credit facilities in adherence to the Company's credit policies, risk acceptance criteria, and regulatory requirements
• Liaise and work with other business units to ensure a seamless process flow for credit applications
• Assist to provide feedback on credit policies and processes that are affected by changes in the business environment
• To assist in project study and implementation
• Provide general and administrative support to the Credit Department.
• Support any ad-hoc duties assigned.

Requirements

• Minimum Diploma Holders or equivalent in banking/finance and/or accounting and/or business administration.
• Possess strong analytical and communication skills.
• Demonstrate excellent verbal and written communication abilities.
• Proficient in MS Office applications such as Word, Excel, and PowerPoint.
• Minimum 1-year relevant experience.
• Dynamic team player with good interpersonal skills.
• Meticulous and responsible.
• Able to work under pressure.
• Ability to analyze financial statement is a plus.