Credit Analyst

UNITED OVERSEAS BANK LIMITED; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

UNITED OVERSEAS BANK LIMITED in Singapore is seeking a Credit Analyst to begin a sales-oriented career within Commercial Banking, focusing on SMEs. You will analyze a portfolio of SME clients and progress toward a Relationship Manager role by building strong client relationships and delivering financial insights.

The role requires 3–5 years in Corporate Credit Analysis or SME banking, a recognised degree, and excellent communication skills. Opportunity to advance with performance.

Qualifications

• Minimum 3 to 5 years of experience in Corporate Credit Analysis, SME banking sales or relationship management
• Presentable, dynamic, dedicated, self-driven and highly motivated
• Strong client relationship management and interpersonal skills
• Strong analytical skills with good grasp of financial analysis
• Ability to understand risk drivers of the SME market
• Excellent written and oral communication skills
• Aspire to build a sales-oriented career
• Candidate with relevant experiences will be considered for senior role
• Minimum a recognised degree in Business Administration, Accountancy, Banking and Finance

Responsibilities

• Conduct Credit Analysis on an existing portfolio of SMEs
• Perform credit risk ratings of accounts, constant review and monitoring of accounts, make credit variations / exception recommendations and report preparation

Skills

Client relationship management

Interpersonal skills

Analytical skills

Financial analysis

Risk awareness

Sales orientation

Education

Business Administration degree

Accounting degree

Banking and Finance degree

Job description

JobDescription

The Wholesale Bankfunction operates a dynamic business model that provides financial services andsolutions to help our clients achieve their strategic business objectives. Ourmission is to become the premier-provider of banking services and solutions forAsia-based commercial banking companies (small medium enterprises), largecorporations, financial institutions as well as multinational corporations. Ourcoverage teams work in full alignment with specialised teams across TransactionBanking, Investment Banking, Global Markets and Group Retail to deliverseamless solutions to our clients.

JobResponsibilities

We are looking forcandidates who aspire to build a sales-oriented career in Commercial Banking.You will start your career as a Credit Analyst. The top-performing candidateswill progress into a Relationship Manager role, wherein you are expected to possessstrong client relationship management and interpersonal skills.

• Conduct Credit Analysis on an existing portfolio of Small and medium-sized enterprises (SMEs) companies
• Perform credit risk ratings of accounts, constant review and monitoring of accounts, make credit variations / exception recommendations and report preparation

JobRequirements

• Minimum 3 to 5 years of experience in Corporate Credit Analysis, SME banking sales or relationship management experience
• Presentable, dynamic, dedicated, self-driven and highly motivated
• Strong client relationship management and interpersonal skills
• Strong analytical skills with good grasp of financial analysis
• Ability to understand risk drivers of the SME market
• Excellent written and oral communication skills
• Aspire to build a sales-oriented career
• Candidate with relevant experiences will be considered for senior role
• Minimum a recognised degree in Business Administration, Accountancy, Banking and Finance