Credit Officer

BANK OF TAIWAN; Singapore; On-site; SGD 56,000 - 89,000; Full time

Job summary

BANK OF TAIWAN in Singapore is seeking a credit analyst to prepare write-ups and analyses, support onboarding reviews and renewals, and assist with client-related matters. The role involves coordinating with facility agents and Head Office in Mandarin where required.

The candidate should have a finance-related degree and 1–3 years of credit analysis experience, with strong communication and teamwork skills. Fresh graduates are welcome to apply, and independence is valued.

Qualifications

• A recognized university degree with major in Finance, Banking, Accounting or Business is preferred.
• 1 to 3 years of experiences in credit analysis preferred.
• Proficiency in Mandarin is an advantage for communication with Head Office in Mandarin.
• Able to work independently and with multiple stakeholders.

Responsibilities

• Prepare credit write-ups, credit analysis and proposal preparation.
• Perform onboarding CDD credit reviews, covenant testing and renewals.
• Assist in obtaining onboarding materials from clients / facility agents.
• Client services and liaising with customers on various matters.

Skills

Credit analysis

Communication

Mandarin language

Teamwork

Independence

Education

Bachelor's degree in Finance/Banking/Accounting

Tools

MS Office

Job description

Job Description

• To prepare credit write-up, credit analysis and proposal preparation.
• To perform Onboarding CDD credit reviews, CDD reviews, testing of covenants, renewals credit facility and any other loan customer related matters and ensuring timelines are met.
• Assist in ensuring onboarding materials are adequately obtained from clients / facility agents.
• Client services, such as providing ad-hoc services to bilateral loan customers as needed, and liaison with customers on numerous matters.
• Liaise with peer banks to explore and develop new business opportunities.
• Ad-hoc duties as assigned.

Requirements

• A recognized university degree with major in Finance, Banking, Accounting or Business is preferred.
• Candidates with accounting knowledge and 1 to 3 years of experiences in credit analysis are preferred.
• Proficiency in Mandarin is an advantage as the role requires the ability of communication (including speaking and writing ) with Head Office in Mandarin.
• Able to work independently and with multiple stakeholders.
• Positive attitude, good team player and wiliness to collaborate within and across teams.
• Good communication skills, with ability to communicate well with various stakeholders, including Head Office teams in Taiwan.
• We welcome applications from fresh graduates.