Credit Analyst: Proposals, Reports & Risk Insights

Private Advertiser; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

Private Advertiser is seeking a mature credit professional to prepare proposals, support administrative credit tasks, and generate periodic reports. The role emphasizes rigorous financial analysis, accurate data spreading, and collaboration with Credit and Marketing teams to identify and mitigate risks.

The incumbent will write clear credit proposals, ensure timely submission, and align with company credit policies.

Qualifications

• Bachelor degree in Business Admin, Finance or Accountancy with at least four years in credit assessment, SME experience preferred.
• Strong business writing, inquisitiveness and numerical precision are essential.
• Proficiency in PowerPoint and exposure to credit process IT projects is a plus.

Responsibilities

• Prepare credit proposals.
• Provide administrative credit support.
• Prepare weekly and monthly reports.
• Analyze and distill financial information for credit proposals.
• Accurately spread borrowers' and group financial statements.
• Collaborate to identify risks and mitigate them.
• Write concise credit proposals and meet deadlines.
• Generate weekly and monthly credit reports for monitoring.
• Ensure applications comply with credit policies.
• Identify early warning signs to minimize loan loss.
• Understand the link between business and credit environments.
• Handle ad-hoc tasks as needed.

Skills

Business writing

Analytical thinking

Attention to detail

Education

Bachelor's degree in Business Administration/Finance/Accountancy

Tools

PowerPoint

IT project exposure

Job description

Private Advertiser is seeking a mature credit professional to prepare proposals, support administrative credit tasks, and generate periodic reports. The role emphasizes rigorous financial analysis, accurate data spreading, and collaboration with Credit and Marketing teams to identify and mitigate risks.

The incumbent will write clear credit proposals, ensure timely submission, and align with company credit policies.