Associate, Credit Risk Operations (Underwriting)

Seoulstart; Singapore; Hybrid; SGD 70,000 - 110,000; Full time

Job summary

Seoulstart is seeking an experienced credit underwriting analyst to assess merchant credibility during onboarding and ongoing monitoring. You will analyze business information and financial statements to support credit decisions and provide recommendations that balance risk with growth.

The role requires at least five years in commercial credit underwriting, with knowledge of merchant acquiring services and the payments industry.

Qualifications

• Minimum of 5 years in commercial credit underwriting.
• Experience analyzing financial statements for credit decisions.
• Knowledge of merchant acquiring services and the payments industry.
• Forecast cash flow and interpret complex financial data.
• SQL querying is a nice-to-have.

Responsibilities

• Assess merchant credibility during onboarding and ongoing monitoring
• Analyze business information and financial statements for credit decisions
• Give credit recommendations that limit exposure while supporting growth

Skills

Commercial credit underwriting

Financial statement analysis

Merchant acquiring services

Payment processing industry

Cash flow forecasting

Tools

SQL

Job description

• Assess merchant credibility during onboarding and ongoing monitoring
• Analyze business information and financial statements for credit decisions
• Give credit recommendations that limit exposure while supporting growth

What they want

• Bring 5 years in commercial credit underwriting and financial statement analysis
• Know merchant acquiring services and the payment processing industry
• Forecast cash flow and interpret complex financial data

Nice to have

• Query data in SQL

Seoulstart's read

Work authorization Not stated, verify with recruiter

Language beyond English No language beyond English stated

This is Seoulstart's analysis of the public job description, not the employer's stated policy. Verify work-pass eligibility, language requirements, and remote allowances directly with the recruiter.