Regulatory & Licensing Officer – MENA (Payments/ Fintech)

dLocal; Riyadh; On-site; SAR 262,467 - 374,953; Full time

Benefits offered by this job

Flexible schedules

Referral bonus program

Social budget

Job summary

dLocal is looking for a Regulatory Affairs Officer for the MENA region to drive the strategy and execution of authorizations across various markets. The role involves working closely with regulators and internal teams to ensure compliance and operational effectiveness.

Ideal candidates should have an advanced degree in Law or Compliance, 5+ years of relevant experience, and fluency in Arabic and English. The position offers flexibility, a dynamic fintech environment, and various benefits.

Qualifications

• Advanced degree in Law, Compliance, Finance, or a comparable field.
• 5+ years of experience in regulatory affairs, compliance, or legal advisory role.
• Deep knowledge of financial services regulation across MENA markets.
• Fluency in Arabic and English (written and spoken) is mandatory.
• Proven ability to operate across licensing and compliance functions.

Responsibilities

• Support license and registration applications across MENA jurisdictions.
• Maintain and update the licensing tracker of application status and timelines.
• Coordinate with external regulatory advisors and local law firms.
• Contribute to dLocal's long-term licensing strategy for the region.
• Ensure quality, accuracy, and timely delivery of regulatory reports.

Skills

Fluency in Arabic

Fluency in English

Analytical skills

Stakeholder management

Knowledge of financial services regulation

Education

Advanced degree in Law, Compliance, Finance

Job description

Regulatory Affairs Officer – MENA Region

As our Regulatory Affairs Officer for the MENA region, you will drive the strategy and execution of authorisations across MENA markets, working closely with regulators, local advisors, and internal teams to obtain and maintain the permissions dLocal needs to grow. You will also ensure dLocal operates compliantly within its current regulatory framework day‑to‑day – owning reporting obligations, monitoring regulatory developments, and translating licensing conditions into practical operational realities.

Responsibilities

• Support license and registration applications across MENA jurisdictions (strategy, documentation, regulatory interactions) through to approval.
• Maintain and update the licensing tracker of the application status and timelines.
• Coordinate with external regulatory advisors and local law firms on license applications, structural questions, and regulatory perimeter assessments.
• Contribute to dLocal's long‑term licensing strategy for the region.
• Maintain the regulatory framework by country and entity for day‑to‑day use: what licenses and permissions exist, what activities they authorise, applicable conditions, limits, and reporting obligations.
• Ensure quality, accuracy, and timely delivery of regulatory reports and compliance submissions for each licensed MENA entity.
• Identify and assess how regulatory requirements apply to new business needs (new flows, use cases, products), and design compliant operating models.
• Provide expert advice to internal teams.
• Support merchant and partner onboarding from a regulatory standpoint.
• Monitor regulatory developments and trends across the region.

Qualifications

• Advanced degree in Law, Compliance, Finance, or a comparable field.
• 5+ years of experience in a regulatory affairs, compliance, or legal advisory role – ideally within a fintech, payments company, financial institution, or law firm operating in the MENA region.
• Deep knowledge of financial services regulation across MENA markets, including payment institution licensing frameworks, AML/CFT requirements, and data privacy obligations.
• Fluency in Arabic and English (written and spoken) is mandatory; French is a plus for Morocco‑based candidates.
• Proven ability to operate across both licensing (forward‑looking, strategic) and compliance/assurance (operational, day‑to‑day) functions.
• Experience managing regulatory relationships and submissions directly with MENA financial authorities.
• Highly analytical, structured, and detail‑oriented – able to translate complex regulatory requirements into practical business guidance.
• Autonomous and hands‑on, comfortable working in a fast‑paced, international environment with multiple workstreams in parallel.
• Professional and collaborative, with strong stakeholder management skills across diverse internal teams.

Benefits

• Flexibility – flexible schedules focused on performance, with a mix of self‑managed focus time and in‑person collaboration.
• Dynamic fintech environment – work in a constantly evolving sector that encourages creativity.
• Referral bonus program – reward for successful referrals.
• Social budget – monthly budget for team activities.
• Residency support – potential housing options for remote or temporary relocation.