Compliance Officer / MLRO- Saudi Arabia

dLocal; Riyadh; Sur place; SAR 120 000 - 160 000; Plein temps

Avantages offerts par ce poste

Referral bonus program

Social budget for team activities

Support for renting accommodation

Résumé du poste

dLocal is seeking a Compliance Officer in Riyadh, Saudi Arabia, to oversee various compliance areas like KYC, transaction monitoring, and AML/CFT regulations. You will be part of a team ensuring adherence to both local and international regulations.

The ideal candidate has a Bachelor’s degree, alongside relevant certifications, and experience in the banking or fintech sector. dLocal offers a dynamic work environment, flexibility in schedules, and creative opportunities in a global team.

Qualifications

• 4–6 years of legal experience in consultancy firms, AML, transaction monitoring, and KYC.
• Experience in compliance role within financial services, focusing on payments and remittances.
• Hands-on experience in building compliance-related automations.

Responsabilités

• Manage the Know Your Customer process for new and existing customers.
• Implement transaction monitoring systems for compliance.
• Serve as the primary contact for AML/CFT matters in Saudi Arabia.
• Develop compliance procedures for remittances and cross-border payments.

Connaissances

KYC processes

AML/CFT regulations

Transaction monitoring

Analytical skills

Problem-solving skills

Formation

Bachelor’s degree

CAMS certification

ACAMS certification

ICA certification

Description du poste

Why should you join dLocal? dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest‑growing, emerging markets.

By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer‑centric, and if this sounds like you, we know you will thrive in our team.

What I will be doing

• KYC Onboarding: Oversee and manage the Know Your Customer process for new customers and update existing ones in Saudi Arabia, ensuring compliance with local and international regulatory requirements related to customer identification and verification.
• Transaction Monitoring: Implement and enhance transaction monitoring systems to detect and report suspicious activities within the Saudi Arabian context, and conduct periodic reviews and assessments to ensure the effectiveness of these processes.
• AML/CFT Compliance: Serve as the primary point of contact for AML/CFT matters in Saudi Arabia, possess in‑depth knowledge of AML and Counter‑Terrorism Financing regulations, and develop and enforce AML/CFT policies and procedures tailored to the regulatory environment.
• Regulatory Compliance: Stay abreast of the regulatory landscape governing the payments industry, interpret and communicate regulatory changes—especially those related to AML/CFT—to relevant stakeholders, and establish and maintain strong relationships with regulators.
• Remittance Compliance: Develop and implement compliance procedures specific to remittances and cross‑border payments in Saudi Arabia, and ensure adherence to regulatory requirements governing remittance services.
• Risk Assessments: Conduct regular risk assessments to identify and mitigate potential compliance risks, and collaborate with other departments to implement risk mitigation strategies.
• Reporting: Report findings and other compliance matters related to AML/CFT to stakeholders in a clear and understandable manner, ensuring timely and accurate reporting to internal and external parties as required by Saudi regulations.
• Training and Awareness: Provide training to staff on compliance policies, procedures, and regulatory requirements, with a specific focus on AML/CFT in Saudi Arabia, and foster a culture of compliance awareness within the organisation.

What skills and qualifications do I need

• Bachelor’s degree in a relevant field; additional certifications (e.g., CAMS, ACAMS, ICA) are a must.
• 4–6 years of legal experience in consultancy firms, AML, transaction monitoring, and KYC within the banking or fintech sector.
• Proven experience in a compliance role within the financial services industry, with a focus on payments and remittances.
• Hands‑on experience in building or implementing compliance‑related automations such as workflows, alerts, and reporting systems.
• In‑depth knowledge of KYC processes, transaction monitoring, and AML/CFT regulations in Saudi Arabia.
• Familiarity with Saudi Arabian regulatory frameworks for the payments industry.
• Experience in engaging with regulators in Saudi Arabia and maintaining positive relationships.
• Strong analytical and problem‑solving skills.

What do we offer

• Flexibility: flexible schedules driven by performance.
• Dynamic fintech environment with opportunities to build and boost creativity.
• Referral bonus program to reward internal talent referrals.
• Social budget: a monthly allowance to spend with your team, in person or remotely.
• International housing accommodation: support for renting a house to spend a week anywhere and coworking with your team.

Flexibility in how you work

We focus on impact and productivity over fixed hours. Our teams have flexible schedules and, depending on your role and location, you will combine self‑managed focus time with moments of in‑person connection in our collaboration hubs.

What happens after you apply

Your application will be reviewed by our Talent Acquisition team. We will keep you posted by email at every step of the process.