KSA Underwriting Lead: Data-Driven Pricing & Governance

Cigna Healthcare; Riyadh; On-site; SAR 180,000 - 300,000; Full time

Job summary

Cigna Healthcare in Riyadh is seeking an experienced underwriting professional with a focus on large corporate portfolios and data governance to drive pricing, efficiency, and decision-making across regions.

The role emphasizes governance, process improvements, and cross-functional collaboration with Sales, Strategy & Planning, Actuarial, Finance, and Operations to optimize profitability and growth.

Responsibilities

• Evaluate, modify and price benefits for large corporate new business and renewal quotations in compliance with underwriting guidelines.
• Build effective relationships with sales and client management partners to win and retain business
• Identify possible areas of improvement in the Large Corporate underwriting workflow.
• Collaborate with underwriters in the other offices on regional opportunities.
• Assess, validate and analyse datasets available for underwriting, with clear understanding of the underlying concepts.
• Ensure data governance and consistency across underwriting data pipelines and reporting tools.
• Drive automation of reporting tools and improve data models for scalable analysis.
• Develop and manage portfolio reporting across key underwriting, portfolio and financial KPIs.
• Conduct variance analysis (actual vs. expected, plan delivery, forecasts) and identify key performance drivers.
• Assess and challenge pricing strategies across business segments and channels.
• Evaluate the impact of pricing thresholds and decisions on growth, profitability and market standing.
• Support and own pricing frameworks and underwriting guidelines, including periodic review.
• Provide analytical input into annual operating plans, forecasts and strategic plans.
• Identify structural performance gaps across segments, channels and locations, and translate data into actionable recommendations.
• Support cross-functional initiatives with Sales, Strategy & Planning, Actuarial, Finance and Operations.
• Ensure effective embedded controls to detect inappropriate underwriting practices.
• Ensure underwriting policies, procedures and guidelines are implemented, enforced and periodically reviewed.
• Keep underwriting practices compliant with the latest regulatory requirements and Cigna standards.

Skills

Underwriting analysis

Pricing strategies

Stakeholder management

Data governance

Job description

Cigna Healthcare in Riyadh is seeking an experienced underwriting professional with a focus on large corporate portfolios and data governance to drive pricing, efficiency, and decision-making across regions.

The role emphasizes governance, process improvements, and cross-functional collaboration with Sales, Strategy & Planning, Actuarial, Finance, and Operations to optimize profitability and growth.