KSA Underwriting Lead Analyst

Cigna; Riyadh; On-site; SAR 300,000 - 500,000; Full time

Job summary

Cigna is seeking an Experience-Rated Underwriter role focused on large corporate business. You will evaluate and price benefits for new business and renewals, build relationships with sales and client management, and identify process improvements in underwriting workflows across regions.

The role emphasizes data governance, automation of reporting, and portfolio analytics to drive growth and profitability. Collaboration with global teams and compliance with guidelines are essential.

Responsibilities

• Evaluate, modify and price benefits for large corporate new business and renewal quotations.
• Build effective relationships with sales and client management partners to win and retain business.
• Identify areas of improvement in the Large Corporate underwriting workflow.
• Collaborate with underwriters in other offices on regional opportunities.
• Assess, validate and analyse datasets for underwriting and ensure data governance across pipelines and reporting tools.
• Drive automation of reporting tools and improve data models for scalable analysis.
• Develop and manage portfolio reporting across key underwriting KPIs.
• Conduct variance analysis actual vs. expected plan, delivery forecasts and identify drivers.
• Assess pricing strategies and impact on growth, profitability and market standing.
• Support pricing frameworks and underwriting guidelines including periodic reviews.
• Provide analytical input into operating plans, forecasts and strategic plans.
• Identify performance gaps across segments and translate data into actionable recommendations.
• Support cross-functional initiatives with Sales Strategy & Planning, Actuarial, Finance and Operations.

Skills

Data governance

Process improvement

Underwriting

Stakeholder management

Performance analytics

Job description

Experience-Rated Underwriting

Evaluate modify and price benefits for large corporate new business and renewal quotations in compliance with underwriting guidelines Build effective relationships with sales and client management partners to win and retain business Identify possible areas of improvement in the Large Corporate underwriting workflow Collaborate with underwriters in the other offices on regional opportunities

Focus on Data Governance and Process Improvements

Assess validate and analyse datasets available for underwriting with clear understanding of the underlying concepts Ensure data governance and consistency across underwriting data pipelines and reporting tools Drive automation of reporting tools and improve data models for scalable analysis

Performance Monitoring and Reporting

Develop and manage portfolio reporting across key underwriting portfolio and financial KPIs Conduct variance analysis actual vs expected plan delivery forecasts and identify key performance drivers

Portfolio Management and Optimisation

Assess and challenge pricing strategies across business segments and channels Evaluate the impact of pricing thresholds and decisions on growth profitability and market standing Support and own pricing frameworks and underwriting guidelines including periodic review

Business Insights and Stakeholder Management

Provide analytical input into annual operating plans forecasts and strategic plans Identify structural performance gaps across segments channels and locations and translate data into actionable recommendations Support cross-functional initiatives with Sales Strategy amp Planning Actuarial Finance and Operations

Governance and Control

Ensure effective embedded controls to detect inappropriate underwriting practices Ensure underwriting policies procedures and guidelines are implemented enforced and periodically reviewed Keep underwriting practices compliant with the latest regulatory requirements and Cigna standards