KSA Underwriting Lead Analyst - Cigna Healthcare

Cigna Health and Life Insurance Company; Saudi Arabia; On-site; SAR 180,000 - 300,000; Full time

Job summary

The Cigna Group is seeking an Experience-Rated Underwriting professional to evaluate, modify and price benefits for large corporate new business and renewal quotations in line with underwriting guidelines.

Build strong relationships with sales and client management partners to win and retain business and identify improvements in the Large Corporate underwriting workflow. Collaborate across offices on regional opportunities while driving data governance and automation of reporting tools.

Qualifications

• Experience in Experience-Rated Underwriting for large corporate clients.
• Ability to build relationships with sales and client management partners to win and retain business.
• Ability to identify areas of improvement in underwriting workflows.

Responsibilities

• Evaluate, modify and price benefits for large corporate new business and renewal quotations in compliance with underwriting guidelines.
• Collaborate with underwriters in other offices on regional opportunities.
• Focus on Data Governance and Process Improvements; assess, validate and analyse datasets for underwriting.
• Ensure data governance and consistency across underwriting data pipelines and reporting tools.
• Drive automation of reporting tools and improve data models for scalable analysis.
• Develop and manage portfolio reporting across underwriting, portfolio and financial KPIs.
• Conduct variance analysis and identify key performance drivers.
• Assess and challenge pricing strategies across business segments and channels.
• Support and own pricing frameworks and underwriting guidelines, including periodic review.
• Provide analytical input into annual operating plans, forecasts and strategic plans.
• Identify structural performance gaps across segments and translate data into actionable recommendations.
• Support cross-functional initiatives with Sales, Strategy & Planning, Actuarial, Finance and Operations.
• Ensure embedded controls to detect inappropriate underwriting practices and compliance with latest regulations.

Job description

Experience-Rated Underwriting Evaluate, modify and price benefits for large corporate new business and renewal quotations in compliance with underwriting guidelines.

Build effective relationships with sales and client management partners to win and retain business Identify possible areas of improvement in the Large Corporate underwriting workflow.

Collaborate with underwriters in the other offices on regional opportunities.

Focus on Data Governance and Process Improvements Assess, validate and analyse datasets available for underwriting, with clear understanding of the underlying concepts.

Ensure data governance and consistency across underwriting data pipelines and reporting tools.

Drive automation of reporting tools and improve data models for scalable analysis.

Performance Monitoring and Reporting Develop and manage portfolio reporting across key underwriting, portfolio and financial KPIs.

Conduct variance analysis (actual vs. expected, plan delivery, forecasts) and identify key performance drivers.

Portfolio Management and Optimisation Assess and challenge pricing strategies across business segments and channels.

Evaluate the impact of pricing thresholds and decisions on growth, profitability and market standing.

Support and own pricing frameworks and underwriting guidelines, including periodic review.

Business Insights and Stakeholder Management Provide analytical input into annual operating plans, forecasts and strategic plans.

Identify structural performance gaps across segments, channels and locations, and translate data into actionable recommendations.

Support cross-functional initiatives with Sales, Strategy & Planning, Actuarial, Finance and Operations.

Governance and Control Ensure effective embedded controls to detect inappropriate underwriting practices.

Ensure underwriting policies, procedures and guidelines are implemented, enforced and periodically reviewed.

Keep underwriting practices compliant with the latest regulatory requirements and Cigna standards.

About The Cigna Group

Doing something meaningful starts with a simple decision, a commitment to changing lives.

At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve.

Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients.

Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you require reasonable accommodation in completing the online application process, please email: [e-mail] for support.

Do not email [e-mail] for an update on your application or to provide your resume as you will not receive a response.

Doing something meaningful starts with a simple decision, a commitment to changing lives.

At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve.

Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients.

Join us in driving growth and improving lives.