KYC Analyst – French AML Investigator

US Health Partners, LLC; Lisboa; Hybrid; EUR 35,000 - 52,000; Full time

Benefits offered by this job

Holiday leave 20–25 days

Monthly team outings

Office refreshments & snacks

Meal card for lunch

Health/wellbeing allowance

Job summary

Trustly is seeking a KYC Analyst to join our Financial Crime Prevention team. You will help safeguard our global payments ecosystem through in-depth investigations and risk assessments across consumer and merchant activity, with a strong emphasis on French regulatory alignment and regulatory compliance.

You will work across cross-functional teams performing EDD, transaction monitoring, and screening, while contributing to onboarding reviews and continuous improvement of KYC/AML controls in a

Qualifications

• 2–5 years of KYC/AML experience in fintech, payments, banking, or financial services.
• Experience with French regulations is beneficial.
• Hands-on with EDD, transaction monitoring, sanctions/PEP screening, and adverse media reviews.
• Strong analytical skills to identify suspicious behaviors and emerging financial crime risks.
• Solid understanding of AML/CFT regulations and risk-based decision-making.
• Detail-oriented, highly organized, and able to manage multiple priorities in fast-paced environments.
• Collaborative, proactive, and able to communicate complex risk findings clearly to stakeholders.
• Fluent in English and French (spoken and written).

Responsibilities

• Conduct detailed KYC, EDD, and ODD investigations across our French merchant populations.
• Analyse transaction activity, behavioural patterns, and risk indicators to identify potential suspicious activity or financial crime risks
• Perform sanctions, PEP, and adverse media screening reviews and investigations
• Support french merchant onboarding reviews in line with AML/CFT regulatory requirements and internal controls
• Document investigations, risk decisions, and supporting evidence to ensure full auditability and regulatory compliance
• Identify and upscale high-risk or unusual activity to relevant internal stakeholders
• Conduct peer reviews and contribute to quality assurance processes across investigations and remediations
• Support continuous improvement initiatives, operational efficiencies, and updates to internal KYC/AML procedures and controls

Skills

KYC/AML experience

French regulatory knowledge

EDD & transaction monitoring

AML/CFT regulations

Analytical skills

Multitasking / prioritization

Communication with stakeholders

Bilingual English/French

Job description

Trustly is seeking a KYC Analyst to join our Financial Crime Prevention team. You will help safeguard our global payments ecosystem through in-depth investigations and risk assessments across consumer and merchant activity, with a strong emphasis on French regulatory alignment and regulatory compliance.

You will work across cross-functional teams performing EDD, transaction monitoring, and screening, while contributing to onboarding reviews and continuous improvement of KYC/AML controls in a