Product Manager - Digital Banking & Core Modernization

SoftServe; Poland; On-site; PLN 180,000 - 280,000; Full time

Job summary

SoftServe in Poland is seeking an experienced Product Manager to own the product lifecycle for digital banking initiatives and core banking modernization.

You will collaborate with Engineering, Solution Architects, Compliance and other stakeholders to translate complex customer, business, technical, and regulatory requirements into secure, scalable banking products.

The role requires 5+ years in FinTech, deep knowledge of core banking concepts, payment rails, and strong English communication.

Qualifications

• 5+ years of Product Management experience in FinTech or digital banking.
• Strong understanding of core banking concepts, including double-entry ledgers, card issuing architecture, and interest calculation.
• Experience delivering complex products in regulated environments.
• Excellent communication in English, both written and spoken.

Responsibilities

• Define and execute the product strategy and roadmap for retail banking capabilities, including digital onboarding, current accounts, cards, core ledgers, and P2P/fiat payments.
• Lead product development for greenfield platforms and legacy modernization, moving toward modular, API-driven, microservices architectures.
• Own critical transactional capabilities such as payment orchestration, ledger accounting logic, clearing and settlement, and fraud prevention.
• Design and optimize secure, frictionless KYC/AML onboarding journeys balancing conversion, customer experience, and compliance.
• Translate complex financial, regulatory, and business needs into clear product requirements and technical specs for engineering and architecture teams.
• Partner cross-functionally with Engineering, Architecture, Compliance, Operations, and other stakeholders throughout the product lifecycle.
• Define and monitor key product and platform metrics, including transaction success rates, API performance, MAU, CAC, LTV, and onboarding conversion.
• Manage product scope and delivery against fixed regulatory, licensing, and compliance deadlines.

Skills

Product Management

FinTech / Banking

APIs / API design

Core banking concepts

Tools

Kafka

Job description

SoftServe in Poland is seeking an experienced Product Manager to own the product lifecycle for digital banking initiatives and core banking modernization.

You will collaborate with Engineering, Solution Architects, Compliance and other stakeholders to translate complex customer, business, technical, and regulatory requirements into secure, scalable banking products.

The role requires 5+ years in FinTech, deep knowledge of core banking concepts, payment rails, and strong English communication.