Product Manager (Financial domain)

SoftServe; Poland; On-site; PLN 180,000 - 280,000; Full time

Job summary

SoftServe in Poland is seeking an experienced Product Manager to own the product lifecycle for digital banking initiatives and core banking modernization.

You will collaborate with Engineering, Solution Architects, Compliance and other stakeholders to translate complex customer, business, technical, and regulatory requirements into secure, scalable banking products.

The role requires 5+ years in FinTech, deep knowledge of core banking concepts, payment rails, and strong English communication.

Qualifications

• 5+ years of Product Management experience in FinTech or digital banking.
• Strong understanding of core banking concepts, including double-entry ledgers, card issuing architecture, and interest calculation.
• Experience delivering complex products in regulated environments.
• Excellent communication in English, both written and spoken.

Responsibilities

• Define and execute the product strategy and roadmap for retail banking capabilities, including digital onboarding, current accounts, cards, core ledgers, and P2P/fiat payments.
• Lead product development for greenfield platforms and legacy modernization, moving toward modular, API-driven, microservices architectures.
• Own critical transactional capabilities such as payment orchestration, ledger accounting logic, clearing and settlement, and fraud prevention.
• Design and optimize secure, frictionless KYC/AML onboarding journeys balancing conversion, customer experience, and compliance.
• Translate complex financial, regulatory, and business needs into clear product requirements and technical specs for engineering and architecture teams.
• Partner cross-functionally with Engineering, Architecture, Compliance, Operations, and other stakeholders throughout the product lifecycle.
• Define and monitor key product and platform metrics, including transaction success rates, API performance, MAU, CAC, LTV, and onboarding conversion.
• Manage product scope and delivery against fixed regulatory, licensing, and compliance deadlines.

Skills

Product Management

FinTech / Banking

APIs / API design

Core banking concepts

Tools

Kafka

Job description

About The Role

In this role you will own the product lifecycle from strategy through delivery, working across both greenfield digital banking initiatives and core banking modernization. The role requires a strong understanding of how modern financial products work beneath the user interface—from payment processing and ledger logic to onboarding, compliance, and scalable system architecture.

About The Role

In this role you will own the product lifecycle from strategy through delivery, working across both greenfield digital banking initiatives and core banking modernization. The role requires a strong understanding of how modern financial products work beneath the user interface—from payment processing and ledger logic, to onboarding, compliance, and scalable system architecture.

You will work closely with Engineering, Solution Architects, Compliance, and other stakeholders to translate complex customer, business, technical, and regulatory requirements into secure, scalable banking products.

Responsibilities

• Define and execute the product strategy and roadmap for retail banking capabilities, including digital onboarding, current accounts, cards, core ledgers, and P2P/fiat payments
• Lead product development for both greenfield platforms and legacy modernization initiatives, including the transition toward modular, API-driven, and microservices-based architectures
• Own critical transactional capabilities such as payment orchestration, ledger accounting logic, clearing and settlement, and fraud prevention
• Design and optimize secure, frictionless KYC/AML onboarding journeys while balancing conversion, customer experience, and compliance requirements
• Translate complex financial, regulatory, and business needs into clear product requirements and technical specifications for engineering and architecture teams
• Partner cross-functionally with Engineering, Architecture, Compliance, Operations, and other stakeholders throughout the product lifecycle
• Define and monitor key product and platform metrics, including transaction success rates, API performance, MAU, CAC, LTV, and onboarding conversion
• Manage product scope and delivery against fixed regulatory, licensing, and compliance deadlines

Requirements

• 5+ years of Product Management experience, including at least 3+ years in FinTech, retail banking, digital banking, or neobanking
• Strong understanding of core banking concepts, including double-entry ledgers, card issuing architecture, and interest calculation
• Practical knowledge of payment rails and standards such as SEPA, SWIFT, ACH, Faster Payments, and ISO 20022
• Good understanding of banking security and regulatory frameworks, including PCI-DSS, PSD2/PSD3, GDPR, and KYC/AML requirements
• Strong technical fluency and the ability to confidently discuss APIs, event-driven architectures, Kafka, scalability, resiliency, and fault-tolerant systems with technical teams
• Proven experience delivering complex products within tightly controlled regulatory or compliance environments
• Full professional proficiency in English, both written and spoken

SoftServe is an equal opportunity employer. Qualified applicants will receive consideration regardless of race, color, ancestry, ethnicity, national origin, religion, sex, sexual orientation, gender identity or expression, age, citizenship, disability, health condition, marital or family status, veteran status, or any other characteristic protected by applicable law.