Cross-Border Fintech Risk Lead

Evotym; Poland; On-site; PLN 180,000 - 240,000; Full time

Benefits offered by this job

Competitive salary

Collaborative team culture

High-impact role

Recognition of milestones

Social benefits

Job summary

Evotym is expanding its risk function within the fintech payments space. You will take ownership of financial and operational risk across international payment flows, helping protect funds, assess counterparties, and strengthen risk practices as the business scales.

You will work with partners and regulators in Europe and Asia, adapting policies to PSD2/PSD3, and reporting on losses and financial resilience to senior management.

Qualifications

• 3+ years in risk management at fintech, EMI, payment institution, or bank with cross-border acquiring.
• In-depth knowledge of card schemes, including Visa, Mastercard and UnionPay, alternative payment methods and cross-border clearing.
• Familiarity with European regulatory frameworks, including the EBA Guidelines on ICT and security risk management, and Asian risk management standards for payment systems.
• Strong Excel and SQL skills; experience using AI tools is a plus.
• English at Upper-Intermediate/Advanced level for working with international partners and regulators.
• Fluent Russian.

Responsibilities

• Monitor balances held with banks, payment service providers and third-party providers.
• Manage FX risk and minimise losses on multi-currency conversions and settlements between Europe and Asia.
• Assess the financial stability of banks, payment gateway providers and major merchants.
• Adapt risk management policies to PSD2/PSD3 requirements and local Asian regulators, including MAS in Singapore and HKMA in Hong Kong.
• Prepare regular reports on operational losses and financial resilience for senior management.

Skills

Risk management

Financial analysis

Stakeholder communication

Attention to detail

Tools

Excel

SQL

AI tools

Job description

Evotym is expanding its risk function within the fintech payments space. You will take ownership of financial and operational risk across international payment flows, helping protect funds, assess counterparties, and strengthen risk practices as the business scales.

You will work with partners and regulators in Europe and Asia, adapting policies to PSD2/PSD3, and reporting on losses and financial resilience to senior management.