Credit Risk Analyst: Early Warning & Portfolio Review

U.S. Bank; Warszawa; On-site; PLN 70,000 - 110,000; Full time

Benefits offered by this job

Market-competitive compensation

Education support

Career progression

Employee recognition programs

Health & wellness

Job summary

U.S. Bank's Elavon unit in Warsaw seeks a Credit Analyst to monitor customer accounts, assess creditworthiness, and reduce credit risk by analyzing data and financial statements. You will document decisions and support risk mitigation this role.

The position requires 1+ years of similar experience, strong analytical skills, and the ability to work cross-functionally within a global financial services organization.

Qualifications

• 1+ year of similar experience.
• Strong analytical skills to assess financial, behavioural, and transactional data.
• Ability to document credit decisions clearly and accurately.
• Excellent written and verbal communication.

Responsibilities

• Assess and monitor creditworthiness of existing customers and portfolios.
• Conduct credit reviews using behavioural data, processing patterns, research, and financial statements.
• Identify early risk indicators and recommend risk mitigation actions.
• Prepare and document clear credit assessments in line with policies.
• Maintain records, databases, and systems supporting credit decisions.
• Collaborate with internal teams to support risk management and customer outcomes.

Skills

Credit analysis

Risk management

AML

Databases

Case management tools

Cross-functional collaboration

Tools

Databases

Case management tools

Internal systems

Job description

U.S. Bank's Elavon unit in Warsaw seeks a Credit Analyst to monitor customer accounts, assess creditworthiness, and reduce credit risk by analyzing data and financial statements. You will document decisions and support risk mitigation this role.

The position requires 1+ years of similar experience, strong analytical skills, and the ability to work cross-functionally within a global financial services organization.