Senior Corporate Credit Risk Analyst

Aion Bank; Warszawa; On-site; PLN 180,000 - 300,000; Full time

Benefits offered by this job

Innovative digital bank

Flexible contract form

Individual Development Budget

Flexible work location

VIP private medical care

Dental treatment

Hospitalisation package

Psychological consultations

Multisport card

Apple MacBook

Healthy snacks

Job summary

UniCredit in Poland seeks a Corporate Credit Risk Analyst to join its team in Warsaw. You will conduct credit risk assessments for corporate clients, perform financial analyses, and support credit decision-making with detailed recommendations.

The role involves monitoring portfolios, maintaining limits, and contributing to risk policy development. The ideal candidate brings at least 5 years of corporate risk experience, strong analytical skills, and fluency in English and Polish.

Qualifications

• Minimum 5 years of experience in corporate credit risk, preferably in Poland
• Solid knowledge of credit risk processes (granting, monitoring, portfolio management)
• Experience in financial analysis and risk assessment
• Understanding of collateral structures and external data sources
• Knowledge of Polish regulatory requirements
• Strong analytical skills; SQL an advantage
• Excellent communication and presentation skills in English and Polish
• Team-oriented with ownership and adaptability to a dynamic environment

Responsibilities

• Conduct credit risk assessments for corporate clients and perform periodic reviews
• Perform in-depth financial analysis to define credit limits and assess risk appetite
• Support credit decision-making with materials for committees
• Monitor and manage a credit portfolio and propose risk mitigation actions
• Set and review counterparty and settlement limits per policies
• Contribute to development and review of credit risk policies and frameworks
• Produce data-driven portfolio insights and risk reports for management
• Prepare portfolio analyses and recommendations for stakeholders

Skills

Credit risk analysis

Financial analysis

Portfolio management

Regulatory knowledge (Poland)

SQL

English and Polish communication

Risk monitoring

Collaterals understanding

Education

Bachelor’s or Master’s degree in Finance/Economics/Banking

Tools

SQL

Job description

UniCredit in Poland seeks a Corporate Credit Risk Analyst to join its team in Warsaw. You will conduct credit risk assessments for corporate clients, perform financial analyses, and support credit decision-making with detailed recommendations.

The role involves monitoring portfolios, maintaining limits, and contributing to risk policy development. The ideal candidate brings at least 5 years of corporate risk experience, strong analytical skills, and fluency in English and Polish.