Senior Corporate Credit Risk Analyst (Hybrid/Remote)

UniCredit; Ząbki; On-site; PLN 180,000 - 240,000; Full time

Benefits offered by this job

VIP medical care

Hospitalisation

Multisport card

MacBook provided

Healthy snacks

Development budget

Flexible work location

Flexible contract

Job summary

UniCredit in Poland is seeking a Corporate Credit Risk Analyst to join our Warsaw team. You will conduct risk assessments for corporate clients, perform financial analyses, and support credit decision processes with a focus on risk mitigation and portfolio management.

We expect strong knowledge of credit risk processes, regulatory requirements, and fluency in English and Polish. The role offers a flexible contract form and opportunities for professional development in a digital banking

Qualifications

• Bachelor’s or Master’s degree in Finance, Economics, Banking or related field.
• Minimum 5 years of corporate credit risk experience.
• Fluent in English and Polish.

Responsibilities

• Conduct credit risk assessments for corporate clients, including periodic reviews and ongoing monitoring.
• Perform in-depth financial analysis (financial statements, cash flows, business models) to define credit limits and assess risk appetite.
• Participate in credit decision-making processes, including preparation of credit recommendations and materials for credit committees.
• Manage and monitor a credit portfolio, identify early warning signals and propose risk mitigation actions.
• Set, monitor and review counterparty and settlement limits in line with internal policies and Group standards.
• Support development, implementation and reviews of credit risk policies, processes and risk frameworks, ensuring compliance with Polish regulatory requirements.
• Perform data-driven analyses to derive portfolio insights, monitor portfolio performance and support proactive risk management.
• Prepare clear portfolio analyses, risk reports and recommendations for senior management and Group stakeholders.

Skills

Corporate credit risk

Financial analysis

SQL

Regulatory knowledge

English and Polish

Education

Finance/Economics/Banking degree

Job description

UniCredit in Poland is seeking a Corporate Credit Risk Analyst to join our Warsaw team. You will conduct risk assessments for corporate clients, perform financial analyses, and support credit decision processes with a focus on risk mitigation and portfolio management.

We expect strong knowledge of credit risk processes, regulatory requirements, and fluency in English and Polish. The role offers a flexible contract form and opportunities for professional development in a digital banking