CAD Officer – OG II

Khanewal; Pakistan; On-site; PKR 670,000 - 1,116,000; Full time

Job summary

National Bank of Pakistan invites applications for the CAD Officer, OG II in the Risk Management Group. The role involves supporting credit administration, collateral handling, and documentation workflows for SME facilities across multiple posted locations.

The candidate should have at least 1 year banking experience in credit administration or loan processing, with a graduation degree (master's preferred) and strong MS Office skills.

Qualifications

• Minimum graduation or equivalent from a local or international university, college, or institute recognized by HEC.
• Master's degree and/or relevant professional certification(s) preferred.
• Age up to 28 years as of last date of submission of application.
• Minimum 1 year of banking experience in Credit Administration and/or Loan Processing.

Responsibilities

• Assist in scrutinizing Sanction Advice / Offer Letter with reference to the CAAB.
• Support preparation of standard documentation, including IBRs for SME customers.
• Assist in Disbursement Authorization Certificate (DAC) preparation.
• Supervise registration of charge with SECP through BLA.
• Assist in in-house visits of pledge sites and coordinate outsourced inspections.
• Enter approved facilities, collateral, insurance, and related data into the system.
• Monitor deferrals and ensure completion of related formalities within deadlines.
• Track insurance expiry for collateral stocks and perform other supervisor-assigned tasks.

Skills

Interpersonal communication

Analytical skills

Credit administration

Pledge operations

Education

Bachelor's degree (HEC recognized)

Master's degree preferred

Tools

MS Office

Job description

## CAD Officer – OG IIFull Job Details#### Job DescriptionNational Bank of Pakistan, one of the leading and largest banks in Pakistan, aims to support the financial well-being of the nation while enabling sustainable growth and inclusive development through its extensive local and international network.In line with its strategy, NBP is seeking highly motivated, confident, and career-oriented individuals for the position of **CAD Officer, OG II** in the **Risk Management Group**.## ## Place of PostingThe position may be posted at any of the following locations:Abbottabad, Bahawalpur, Bannu, Dera Ghazi Khan, Faisalabad, Gilgit, Gujranwala, Gwadar, Hyderabad, Islamabad, Jhang, Jhelum, Karachi, Lahore, Larkana, Mansehra, Mardan, Mianwali, Mirpur A.K., Mirpurkhas, Multan, Muzaffarabad A.K., Peshawar, Quetta, Rawalakot A.K., Rawalpindi, Sahiwal, Sargodha, Sheikhupura, Sialkot, Sukkur, Swat, Vehari.## Eligibility Criteria### Education / Qualification* Minimum Graduation or equivalent from a local or international university, college, or institute recognized by HEC.* Candidates having a Master's degree and/or any other relevant professional certification(s) will be preferred.### Age* Maximum **28 years** as of the last date of submission of application.### Experience* Minimum **1 year of banking experience** in Credit Administration and/or Loan Processing.## Main Duties & Responsibilities* Assist in scrutiny of Sanction Advice / Offer Letter with reference to the Credit Approval Authority Booklet (CAAB).* Provide support in preparation of standard documentation, including IBRs for SME customers.* Provide support in preparation of Disbursement Authorization Certificate (DAC).* Supervise registration of charge with SECP through BLA.* Assist in conducting in-house visits of Pledge Sites and coordinate outsourced inspection of pledged stocks.* Feed details into the system regarding approved facilities, collateral, insurance, and other relevant information.* Provide support in monitoring allowed deferrals and follow-up for completion of deferred formalities within the stipulated timeframe.* Monitor the expiry status of insurance policies covering collaterals/stocks held by the Bank.* Perform any other assignment as assigned by the supervisor.## Other Knowledge / Competencies* Exposure to collateral and risk monitoring/reporting.* Good interpersonal and communication skills.* Sound knowledge of SME financing, credit administration, review of legal documentation, and pledge operations.* Proficiency in MS Office.## Application & Selection Procedure* Interested candidates are required to apply online through the National Bank of Pakistan's official careers portal within **10 working days from the date of publication of the advertisement**, as per the prescribed instructions.* Candidates should complete all required fields and upload their updated CV, CNIC, latest passport-size picture, educational and professional qualification documents, and experience letters, where applicable, in the required format.* Candidates should ensure that the total attachment size does not exceed **10 MB**.* Applications containing incorrect, incomplete, or false information may result in rejection.* No TA/DA will be admissible for the assessment test/interview.* Candidates will be evaluated strictly on the basis of the defined eligibility criteria.* Shortlisted candidates will be required to appear for an assessment test. Further processing may include panel interviews.* The Bank reserves the right to reject or accept any applicant's suitability for the advertised position.* Employment will be on a contractual basis for **3 years**, subject to the terms and conditions of the Management.* In exceptional cases, the contract may be required to serve after the initial period of three years, with no request for transfer being entertained during the extended period.**National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals regardless of gender, religion, or disability.**