Regional Executive - CAD (AVP / VP) - TJ / 1873064

Recruit AI; Hyderabad City Taluka; Presencial; PKR 4 000 000 - 8 000 000; Tempo integral

Resumo da oferta

National Bank of Pakistan is seeking a Regional Executive - CAD (AVP/VP) for the Hyderabad region.

The role requires 6+ years in banking with strong credit administration and documentation experience. Key duties include DAC issuance, disbursement controls, risk monitoring, and coordinating with branches to rectify irregularities.

Qualificações

• Minimum Graduation or equivalent from a local or international university recognized by the HEC of Pakistan
• Masters degree and/or relevant professional certification(s) preferred
• Minimum 6 years banking experience, including 3 years in Credit Administration/Operations in Corporate/Commercial Banking

Responsabilidades

• Issue Disbursement Authorization Certificates (DACs) for commercial accounts with compliant documentation
• Ensure disbursements occur after proper documentation, charges and security are in place
• Conduct surprise inspections of pledged sites and branch records for irregularities and follow up
• Coordinate with branches/regions to rectify irregularities identified by Credit Administration, Audit and SBP
• Supervise credit maintenance and analysis of periodic reports for regularization of irregularities
• Ensure insurance arrangements are valid and cover required risks per sanction advice and bank policies
• Track outstanding documents before disbursement and obtain necessary exemptions when required
• Perform any other assignments as directed by supervisor(s)

Conhecimentos

Commercial financing

Credit administration

Legal documentation

Pledge operations

Collateral risk monitoring

Interpersonal skills

MS Office

Formação académica

Bachelor's degree or equivalent

Masters degree or relevant certification

Ferramentas

MS Office

Descrição da oferta de emprego

Our client National Bank of Pakistan is looking for a Regional Executive - CAD (AVP / VP) in Hyderabad

"The Nation's Bank", National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.

In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following position inthe area of Risk Management based in Hyderabad.

The individuals who fulfill the below basic-eligibility criteria may apply for the following position:

Position / Job Title:

Regional Executive - CAD (AVP / VP)

Reporting to:

Divisional Head - Credit Administration Department

Educational /Professional Qualification:

• Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
• Candidate having Masters degree and / or any other relevant professional certification(s) will be preferred

Experience:

• Minimum 06 years of banking experience out of which at least 03 years in Credit Administration and / or Credit Operations in Corporate and / or Commercial Banking

Other Skills / Expertise / Knowledge Required:

• Sound knowledge of commercial financing / credit administration / review of legal documentation / pledge operations
• Exposure to collateral and risk monitoring / reporting
• Good interpersonal and communication skills
• Proficient in MS Office

Outline of Main Duties / Responsibilities

• To issue Disbursement Authorization Certificate (DACs) for commercial accounts, ensuring that necessary documentation (finance, loan agreements, security documents, charge creation documents etc.) is in accordance with the approved terms and conditions of the Sanction Advice
• To ensure that disbursements are made strictly after completion and proper execution of documents creation of banks charge / lien with concerned authorities, insurance coverage, satisfactory genuineness and perfection certificates of lawyer are in place and where applicable sufficient stocks are pledged / hypothecated with safety margins
• To conduct surprise inspection of pledged sites viz-a-viz branch records to determine irregularities including shortages / shortfall, if any and follow up with the concerned branch managers for resolution of the same
• To coordinate and follow up with branches / regions for rectification of irregularities / observation / discrepancies identified by Credit Administration Division, Audit & Inspection Group and SBP
• To supervise credit maintenance, analysis of periodic reports and follow up with concerned quarters for regularization of irregularities, if any
• To ensure that insurance arrangements / policies tendered by the customer are valid, backed by the premium paid receipt, cover all the required risks as per sanction advice / Banks policies and are duly insured by company on the Banks panel
• To track and follow up for outstanding documents required before disbursement (if any) with the concerned quarters. Ensure obtain necessary exemption / deferral duly approved by the competent authority where required
• To perform any other assignment as assigned by the supervisor(s)

Place of Posting:

Hyderabad

Assessment Interview(s)

Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteriawill be invited for panel interview(s).

Employment Type:

The employment will be on contractual basis for three years which may be renewed ondiscretion of the Management. Selected candidates will be offered compensationpackage and other benefits as per Banks Policy / rules.

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.