Underwriting Specialist

Manulife Financial; Philippines; On-site; PHP 1,000,000 - 2,000,000; Full time

Job summary

Manulife Financial Philippines seeks an experienced underwriting professional to assess risks, ensure premium integrity, and document cases within authority limits. You will represent the company at events and collaborate across departments on projects like ePOS and WMT.

The role requires strong leadership, decision-making, and confidentiality, with opportunities for professional growth in a global financial services firm.

Qualifications

• Bachelor's degree in Social Science, Sociology, Medical Science, or equivalent.
• 5–10 years underwriting experience.
• 90% agreement rating in self-audit case reviews.
• Strong leadership with team supervision experience.
• Good decision-making and ability to communicate issues.
• Effective collaboration with team and other departments.
• Maintain confidentiality of information.
• LOMA, AALU, FALU certification is an advantage.
• Proficient in MS Office: Word, Excel & PowerPoint.

Responsibilities

• Underwriting: ensure cases are paid with sufficient premium and documents are properly documented.
• Company representation: participate in seminars and activities on behalf of the company; engage with regulators and distributors.
• Project management: assist in ePOS, AUW and WMT and other projects.
• Self-audit & documentation: meet file standards; conduct periodic underwriting audits with underwriters.
• Relationship supervision & market research: manage agents; gather underwriting updates.
• Agent and client management: communicate with distributors to understand underwriting practices and decisions; ensure service standards.

Skills

Underwriting

Leadership

Communication

Decision making

Team collaboration

Attention to detail

MS Office

Education

Bachelor's Degree in Social Science/Sociology/Medical Science/Nursing

Tools

MS Office

Job description

New Business and Underwriting assesses all the risks the applicants for insurance represent. The impact of the whole risk on mortality and morbidity should be properly assessed. These risks include medical impairments, financial, avocational, occupational, geographical, political risk, and insurable interest.

Position Responsibilities:

• Underwriting: Ensure cases are paid with sufficient premium and all documents are properly documented. Responsible for the integrity of the underwriting approval of all applications within underwriting authority limits. Performs a variety of routine and complex administrative areas related to Underwriting.
• Company Representation: Actively participate in seminars and other activities on behalf of the company in various associations (PLIA, MIB, HOLUAP). Demonstrate working knowledge of business practices in relation to existing regulatory requirements. Show care and concern and to acknowledge the complaint promptly from customers and external distributors, medical consultant and service providers.
• Project Management: Assist in ePOS, AUW and WMT and other projects
• Self-Audit & Documentations: Meets all file documentation standards, complies with underwriting and authority level standards. Conducts periodic underwriting audit for every underwriter & review of cases with each underwriter upon completion of each audit session.
• Relationship Supervision & Market Research: Responsible for several agents and is the secondary point of contact for Sales personnel. Gathers/conducts industry surveys for underwriting updates.
• Agent and Client Management: Communicates with distributors to help understand underwriting practices and decisions which help build solid beneficial relationships. Observes the service standards committed by the department in handling related tasks

Required Qualifications:

• Graduate of Bachelor's Degree in either Social Science/Sociology, Medical Science, Nursing or its equivalent
• 5 - 10 years underwriting experience
• Achieving at least 90% agreement rating from a self-audit case review at the end of that period
• Strong Leadership Skills with experience in supervising a team
• Strength of character to provide recommendations or communicate issues and has good decision-making skills
• Ability to effectively collaborate with the team and other departments
• Maintain efficiency, reduce errors or reworks, observe confidentiality of information
• Work with team to achieve corporate goals and objectives
• LOMA, AALU, FALU certification/exam is an advantage
• Proficient in using MS Office: Microsoft Word, Microsoft Excel & Powerpoint

When you join our team:

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

マニュライフとジョン・ハンコックについて

マニュライフ・ファイナンシャル・コーポレーションは、「あなたの未来に、わかりやすさを」を提供する、国際的な大手金融サービスプロバイダーです。当社について詳しくは、 https://www.manulife.co.jp/lをご覧ください。

マニュライフは機会均等を是とする雇用主です

マニュライフ/ジョン・ハンコックでは、多様性を受け入れます。私たちは、サービス提供先であるお客さまと同様に、多様な人材を引きつけ、育成し、定着させ、文化や個人の力を受け入れる包括的な職場環境を促進するよう努めています。当社は公正な採用、定着、昇進、報酬に努めています。当社のすべての慣行およびプログラムは、人種、祖先、出身地、肌の色、民族的出自、市民権、宗教または宗教的信念、信条、性別（妊娠および妊娠関連の状態を含む）、性的指向、遺伝的特徴、退役軍人としての地位、性自認、性に関する表明、年齢、婚姻状況、家族状況、障害、または適用法で保護されるその他の要因に対する一切の差別を行うことなく管理されます。

雇用への平等なアクセスを提供するために、障壁を取り除くことが当社の優先事項です。人事担当者は、応募者が応募プロセス中に合理的配慮を要求する場合に協力します。配慮要求のプロセス中に共有されるすべての情報は、適用される法律およびマニュライフ/ジョン・ハンコックのポリシーに準拠した方法で保存および使用されます。申請プロセスにおいて合理的配慮を要求するには、 [e-mail]までご連絡をお願いします。

Working Arrangement

ハイブリッド勤務