SME Product Manager – Lending Focused

Nityo Infotech Inc.; Taguig; On-site; PHP 1,000,000 - 2,000,000; Full time

Job summary

A leading financial tech company in Metro Manila is seeking a SME Product Manager focused on Lending. This role involves leading digital loan products for the MSME market, managing the full lifecycle from strategy to execution. Ideal candidates should possess 8-10 years of experience in Philippine MSME lending, strong technical proficiency in credit products, and an understanding of regulations. If you have a balance of technical and commercial skills, this position offers a high-impact opportunity for growth.

Qualifications

• 8-10 years experience in Philippine MSME lending.
• 5 years experience in lending product creation & management.
• 3 years experience in lending product tech/agile/scrum role.

Responsibilities

• Lead digital loan products for MSME market.
• Own the full lifecycle — from strategy to execution.
• Ensure regulatory compliance for Philippine MSME banking.

Skills

MSME lending experience

Product management

Technical fluency

Agile methodologies

Partnership negotiation

Market analysis

Education

Bachelor's Degree in Business, Finance, Economics, or related field

Job description

The SME Product Manager - Lending Focused is primarily responsible for leading our digital loan products for MSME market, owning the full lifecycle — from strategy to execution to management, growth and optimization. This role requires a balance of technical fluency, product thinking, regulatory literacy and commercial acumen.

Qualifications

• Bachelor’s Degree in Business, Finance, Economics, or related field (Post‑graduate in related field is a plus)
• 8‑10 years experience in Philippine MSME lending
• 5 year experience in lending product creation & management
• 3 year experience in lending product tech/agile/scrum role
• Experience in partnership negotiation and marketing/GTMs a big plus
• Deep understanding of segment needs and behaviour
• Familiarity with Philippine MSME Banking regulatory compliance practices such as BSP notification, regulations, provisioning, data privacy, SBLAF, SFTG, etc.
• Strong technical understanding of credit products, APIs, and agile methodologies
• Finance, risk & credit literacy: profitability, IRR, credit scoring, risk model

Technical & Functional Skills

• Strong balance of credit/risk and business profitability development
• Governance skills
• Knowledge of digital banking products/features
• Market and MIS analysis skills
• Time and project management skills
• Knowledge of agile development and sprint methodology
• Proficiency in building products with agile tech teams: writing stories, managing sprints and launching features.
• Experience working with scrum teams & building APIs or digital flows

Personal Skills (Soft Competencies)

• Presentation skill with strong written and verbal communication
• Leadership and inter‑personal skills
• Problem solving and analytical skills with critical thinking