SME Growth & Credit Solutions Lead

Maybank; Cabanatuan; On-site; PHP 500,000 - 900,000; Full time

Job summary

Maybank is seeking an SME Account Officer/Business Development Executive in the Philippines to acquire, develop and manage profitable SME relationships. The role involves prospecting new-to-bank opportunities, expanding borrower relationships and cross-selling banking products while ensuring account servicing and regulatory compliance.

You will balance business generation with sound credit and risk management, supporting SME Banking growth through strategic client acquisition, portfolio growth

Qualifications

• Bachelor's degree required.
• Minimum 2 years of relevant work experience.
• Banking experience with lending, account management and credit evaluation is an advantage.

Responsibilities

• Achieve assigned business targets through a portfolio that is income-generating and of acceptable quality.
• Source SME clients through the bank ecosystem, branch and existing-client referrals, and own-generated leads.
• Conduct client calls, project visits and business-development activities independently or with SME Manager, Branch Manager or referring personnel.
• Identify client needs and business opportunities and develop suitable banking packages to support profitability and relationships.
• Acquire new-to-bank business while growing and maintaining existing client relationships.
• Review existing borrower relationships for line increases and other opportunities.
• Cross-sell applicable bank products and ensure timely servicing and asset quality.
• Coordinate credit assessment, proposal preparation and approval with relevant units.
• Monitor portfolio quality, renewals and risk controls.

Skills

Strategic thinking

Leadership

Management capabilities

Banking experience

Education

Bachelor's degree

Job description

Maybank is seeking an SME Account Officer/Business Development Executive in the Philippines to acquire, develop and manage profitable SME relationships. The role involves prospecting new-to-bank opportunities, expanding borrower relationships and cross-selling banking products while ensuring account servicing and regulatory compliance.

You will balance business generation with sound credit and risk management, supporting SME Banking growth through strategic client acquisition, portfolio growth