Senior Mortgage Credit Analyst & Team Lead

D2B; Philippines; Vor Ort; PHP 1.023.000 - 1.534.000; Vollzeit

Zusammenfassung

D2b is seeking a Senior Credit Analyst & Team Lead with AU mortgage experience to own end-to-end loan processing, lead credit assessments, and supervise an offshore VA team. The role demands deep technical credit knowledge, a proactive mindset, and strong leadership to manage complex lending scenarios.

You will coordinate with brokers, lenders, and compliance bodies, ensure licensing standards, and drive accuracy across all submissions while developing the VA team for greater independence.

Qualifikationen

• Minimum 5 years of experience in the Australian mortgage broking industry in credit assessment, loan processing, or senior broker support.
• Minimum 1 year of direct people management experience, with a genuine willingness to mentor and develop team members
• Strong technical credit depth, non-standard income verification, credit score threshold analysis, LVR boundaries, and lender policy interpretation
• Advanced, hands-on proficiency across Connective Mercury, Quickli, AOL, bank serviceability calculators, and lender portals
• Exceptional written communication skills and extreme attention to detail
• Ability to execute quickly and accurately in a high-volume, fast-paced environment
• Alignment with an inclusive, open-minded workplace culture, the team serves a diverse client base and candidates must share these values

Aufgaben

• Liaise internally with mortgage brokers and the VA team; and externally with lenders, bank portals, and compliance bodies as required.
• Perform detailed preliminary credit assessments, run Quickli servicing calculations, evaluate Equifax credit reports, verify client documents, and calculate complex borrowing capacities including non-standard and self-employed income scenarios.
• Identify and resolve complex lending scenarios (e.g. construction progress payments, irregular income structures) and anticipate lender requirements before they become issues.
• Ensure every application strictly adheres to Australian credit licensing compliance standards, lender credit guides, LVR boundaries, and privacy regulations.
• Review, verify, and quality-check all AOL data entered by the VA before submission, maintaining zero-error standards across all major bank and non-bank lender portals.
• Take ownership of sourcing required lender forms, resolving submission issues, and managing rework efficiently to protect turnaround times.
• Maintain accurate deal tracking, file notes, and workflow automation within Connective Mercury.
• Provide direct supervision, structured training, and day-to-day workflow guidance to the offshore VA.
• Build the VA’s capability over time, developing proactive problem-solving habits and increasing their independent output.
• Set clear expectations, review work quality consistently, and escalation issues where required.

Kenntnisse

Team leadership

Mentoring offshore teams

Credit assessment depth

Attention to detail

Fast-paced execution

Tools

Connective Mercury

Quickli

ApplyOnline (AOL)

Bank serviceability calculators

Lender portals

Jobbeschreibung

D2b is seeking a Senior Credit Analyst & Team Lead with AU mortgage experience to own end-to-end loan processing, lead credit assessments, and supervise an offshore VA team. The role demands deep technical credit knowledge, a proactive mindset, and strong leadership to manage complex lending scenarios.

You will coordinate with brokers, lenders, and compliance bodies, ensure licensing standards, and drive accuracy across all submissions while developing the VA team for greater independence.