Senior Credit Architect - Complex Mortgage Lending AUS

D2B; Philippines; On-site; PHP 1,451,000 - 2,009,000; Full time

Job summary

D2B is seeking a Senior Credit Manager to lead a high-caliber team handling complex self-employed mortgage scenarios with Australian lenders. The role requires deep technical authority and the ability to negotiate conditions for million-dollar loans.

You will mentor underwriters, oversee lodgements, and ensure sharp decision-making within SLAs while working from the Philippines in a full-time capacity. The position rewards strategic thinking and lender-facing leadership.

Qualifications

• 8+ years of Australian second-tier lender experience.
• Proven high Delegated Lending Authority (DLA).
• Expertise in analyzing complex self-employed loan scenarios.
• Strategic thinker able to chart viable lending paths for high-net-worth borrowers.

Responsibilities

• Make final technical decisions on complex self-employed cases.
• Lead a credit team and sign off on the most complex files.
• Oversee all credit lodgements for accuracy and speed (right first time).
• Liaise with BDMs and senior assessors at Australian lenders to overturn declines.
• Ensure SLA compliance and maintain rapid processing and reliability.

Skills

Lender Experience

DLA/Authority

Self-Employed Mastery

Strategic Thinking

Job description

D2B is seeking a Senior Credit Manager to lead a high-caliber team handling complex self-employed mortgage scenarios with Australian lenders. The role requires deep technical authority and the ability to negotiate conditions for million-dollar loans.

You will mentor underwriters, oversee lodgements, and ensure sharp decision-making within SLAs while working from the Philippines in a full-time capacity. The position rewards strategic thinking and lender-facing leadership.