Senior Legal Counsel: Crypto Financing & Securitization

Coins; Philippines; On-site; PHP 1,800,000 - 3,200,000; Full time

Job summary

Coins is the leading crypto brand in the Philippines, regulated by the BSP with licenses for Virtual Currency and Electronic Money Issuer. The role focuses on banking-finance, lending, and securitization work for online lending platforms, ensuring regulatory compliance and commercial success.

The candidate will draft complex finance documents, navigate regulatory regimes, and support product and risk teams on fintech initiatives in a fast-paced environment.

Qualifications

• Minimum 4 to 7 years of post-qualification experience in banking and finance, lending, consumer credit, or structured finance and securitization in the Philippines.
• Working knowledge of the SEC lending and financing company and OLP frameworks, BSP regulations, and consumer protection/data privacy requirements.
• Ability to draft and negotiate finance documentation independently.
• Excellent judgment, analytical rigor, clear communication, and business pragmatism.
• A good team player, agile, and able to adapt to a fast-paced, high-intensity environment.
• Motivated self-starter with a passion for payments and cryptocurrency; requires minimal supervision.
• Fluency in English with outstanding writing and communication skills.

Responsibilities

• Provide counsel on financing, lending, and securitization activities, including the online lending platform (OLP).
• Draft, review, and negotiate facility and loan agreements, security documents, guarantees, intercreditor and subordinated agreements, and receivables assignments.
• Advise on securitization transactions, asset transfers, true sale analysis, servicing arrangements, and investor documentation.
• Advise on regulatory perimeter for lending and financing, including SEC/OLP frameworks, BSP regulations, and data privacy in credit scoring and underwriting.
• Support product, credit, and risk teams on OLP design, disclosures, terms, consent flows, and funding-partner arrangements.
• Handle regulatory engagements, examinations, and regulator responses relating to lending and financing.
• Provide innovative legal solutions for fintech projects and new regulatory guidance in the industry.
• Provide practical legal advice in a risk-tolerant but compliant environment, shaping long-term strategy.
• Serve as part of a multi-jurisdiction international legal team.
• Attend case conferences and hearings with courts and government agencies.
• Other duties as assigned by the Chief Legal Officer.

Skills

Fluency in English

Drafting finance docs

Analytical rigor

Clear communication

Team player

Agile

Self-starter

Payments & crypto

Job description

Coins is the leading crypto brand in the Philippines, regulated by the BSP with licenses for Virtual Currency and Electronic Money Issuer. The role focuses on banking-finance, lending, and securitization work for online lending platforms, ensuring regulatory compliance and commercial success.

The candidate will draft complex finance documents, navigate regulatory regimes, and support product and risk teams on fintech initiatives in a fast-paced environment.