FinTech Finance Counsel — Lending, Securitization & Growth

Coins.ph; Taguig; On-site; PHP 1,200,000 - 2,400,000; Full time

Job summary

Coins is seeking an experienced in-house lawyer to provide clear regulatory counsel on financing, lending, and securitization activities in the Philippines. The role involves drafting, reviewing, and negotiating facility and loan agreements, advising on securitization structures, and ensuring compliance with SEC, BSP, consumer protection and data privacy laws.

You will support product and risk teams on OLP design and disclosures while handling regulator engagements and inquiries.

Qualifications

• Substantive exposure to banking and finance, lending, consumer credit, or securitization
• Ability to draft and negotiate finance documentation independently
• Fluent written and spoken English with strong communication skills
• Good judgment, analytical rigor, and business pragmatism
• Able to work in a multi-jurisdiction international legal team

Responsibilities

• Provide counsel to the group on financing, lending, and securitization activities
• Draft, review, and negotiate facility and loan agreements and related docs
• Advise on securitization, structured finance transactions, and investor documentation
• Ensure compliance with SEC, BSP, and consumer protection/data privacy laws
• Support product and risk teams on OLP design and customer disclosures
• Handle regulatory engagements, examinations, and regulator responses
• Offer practical legal solutions for fintech innovations and regulatory guidance
• Attend conferences/hearings with courts and government agencies

Skills

Regulatory counsel

Drafting and negotiating finance docs

English writing and communication

Analytical judgment

Team player in fast-paced env

Job description

Coins is seeking an experienced in-house lawyer to provide clear regulatory counsel on financing, lending, and securitization activities in the Philippines. The role involves drafting, reviewing, and negotiating facility and loan agreements, advising on securitization structures, and ensuring compliance with SEC, BSP, consumer protection and data privacy laws.

You will support product and risk teams on OLP design and disclosures while handling regulator engagements and inquiries.