Senior Credit Analyst (Australian Mortgage)

D2B; Philippines; Remote; PHP 1.004.000 - 1.328.000; Vollzeit

Zusammenfassung

D2B is seeking an experienced Senior Credit Analyst to join the Australian mortgage division. You will own end-to-end loan assessments, structuring and submission, working remotely aligned with Australian hours.

You will evaluate self-employed scenarios, refinances, and SMSF lending, liaising with 40+ lenders. A strong finance background and mastery of MyCRM and Loan Market is required.

Qualifikationen

• 4+ years in the Australian mortgage broking industry.
• Degree in Finance, Accounting, Business, or related field.
• Strong critical thinking to interpret the full financial picture.
• Excellent communication skills in clear, professional English.
• High level of independence; self-driven and able to work with minimal supervision.
• Exceptional attention to detail; precision is non-negotiable.
• Technical expertise with MyCRM and Loan Market; understanding Australian lending policies.

Aufgaben

• Own end-to-end loan lifecycle from structuring to submission and approval.
• Assess client financials, servicing capacity and risk profiles; recommend strategies.
• Perform detailed checks on all documentation to ensure quality.
• Liaise with a panel of 40+ lenders; navigate policy nuances and approvals.
• Identify inefficiencies and implement scalable workflows to drive growth.
• Mentor junior team members and act as escalation point for complex scenarios.

Kenntnisse

Critical thinking

Communication

Independence

Attention to detail

Lending knowledge

Ausbildung

Degree in Finance/Accounting/Business

Tools

MyCRM

Loan Market

Jobbeschreibung

Senior Credit Analyst (Australian Mortgage)

Salary : ₱90,000 - 119,000 monthly

Company : D2b Job Type : Full Time Remote / Work from Home

Job Description - Senior Credit Analyst (Australian Mortgage)

Description

Position: Credit Analyst

Salary: PHP 90,000 - 119,000/mo

Working Hours & Conditions: Aligned with Australian hours; full-time (remote)

Holidays: AU Holidays

ABOUT THE COMPANY

The client is a leading mortgage and finance brokerage based in Parramatta/Concord, Sydney. They specialise in delivering strategic lending solutions across the Australian property market.

With over 1,000 successful transactions and hands‑on experience as property investors, they work with a broad panel of lenders to structure tailored finance solutions for:

• First-home buyers
• Experienced property investors
• Self-employed clients

Their mission is simple - to simplify complex lending and help clients build long-term wealth through smart financial strategies and ongoing partnerships.

OVERVIEW

We are looking for an experienced Senior Credit Analyst to become a key driver of the client's operations.

This is not a junior processing role. You will play a strategic, client‑focused role where your expertise directly influences deal outcomes. We are seeking someone who understands the "why" behind credit decisions, not just the process.

You will take ownership of the end‑to‑end loan lifecycle, from structuring and assessment through to submission and approval, working on a wide range of complex lending scenarios including:

• Self-employed lending (Full-doc & Alt-doc)
• Refinancing, equity releases, and portfolio expansion (4+ properties)
• SMSF lending
• (Bonus) Exposure to commercial lending or asset finance

RESPONSIBILITIES

• End-to-End Loan Ownership
  • Manage the full credit process within MyCRM
  • Structure applications in line with aggregator (Loan Market) and lender requirements
• Strategic Credit Analysis
  • Assess client financials, servicing capacity, and risk profiles
  • Recommend optimal lending strategies and products
• Compliance & Quality Assurance
  • Perform detailed checks on all documentation
  • Ensure accuracy and minimise rework or lender queries
• Lender & Stakeholder Management
  • Liaise with a panel of 40+ lenders
  • Navigate policy nuances and advocate for approvals
• Process Improvement
  • Identify inefficiencies and implement scalable workflows
  • Contribute to operational growth and efficiency
• Team Support & Mentorship
  • Guide junior team members and VAs
  • Act as the escalation point for complex scenarios

QUALIFICATIONS

• Relevant Experience
  • 4+ years in the Australian mortgage broking industry
• Educational Background
  • Degree in Finance, Accounting, Business, or a related field
• Strong Critical Thinking
  • Ability to interpret the full financial picture beyond checklists
• Excellent Communication Skills
  • Clear, professional English (written & verbal)
  • Ability to explain complex lending scenarios simply
• High Level of Independence
  • Self-driven and confident in decision-making
  • Able to manage workload without constant supervision
• Exceptional Attention to Detail
  • A precision mindset - accuracy is non-negotiable
• Technical Expertise (Essential)
  • Advanced experience with MyCRM
  • Strong familiarity with Loan Market aggregator systems
  • Deep understanding of Australian lending policies and servicing calculators
• Reliable Remote Setup
  • Stable high-speed internet and dependable work environment aligned with AEST hours

Why Join Us

• Work with a high-performing, growth-focused brokerage
• Exposure to complex, high-value deals (not just basic processing)
• Opportunity to play a key role in scaling the business
• Long-term career growth with a strategic, forward-thinking team