Credit Analyst (Australian Mortgage) - onsite anywhere in the PH

D2B; Manila; Presencial; PHP 400.000 - 700.000; Jornada completa

Descripción de la vacante

D2B is seeking an experienced Credit Analyst to join our onsite team in the Philippines. You will act as the analytical engine for residential mortgage scenarios, navigating lender policies and using a modern tech stack to structure applications for rapid approvals.

You will conduct scenario analysis, prepare CPD documents, manage data flow in ApplyOnline and Loanapp, track milestones in Nexus CRM, and perform internal audits to ensure high quality and regulatory compliance.

Formación

• 2+ years in credit analysis or senior loan processing in residential mortgage (Australian market).
• Proficient in ApplyOnline (NextGen), LoanApp (Simpology) and Quickli.
• Direct experience using Nexus or similar CRM.
• Deep understanding of residential lending products including construction loans, refinancing, and first-home buyer schemes.
• Willing to work onsite; Anywhere in the Philippines.

Responsabilidades

• Residential Scenario Analysis: calculate borrowing capacity using lender tools for 20+ lenders.
• Prepare CPD documents and preliminary assessments to meet BID standards.
• Ensure 100% data integrity between client fact-find and lender portal (ApplyOnline, Loanapp).
• Use Nexus CRM to track milestones and manage documentation checklists.
• Conduct internal audits to uphold quality and regulatory compliance.

Conocimientos

Analytical thinking

Attention to detail

Regulatory compliance

Herramientas

ApplyOnline/NextGen

LoanApp/Simpology

Quickli

Nexus CRM

Descripción del empleo

OVERVIEW:

Our client is a high-growth, tech-forward mortgage brokerage based in North Perth that is redefining the lending experience through a seamless, paperless approach. We are looking for an experienced Credit Analyst to join their team in an onsite capacity anywhere in the Philippines. In this role, you will be the analytical engine of the firm, focusing exclusively on Residential Mortgage scenarios. You will navigate lender policies and leverage a modern tech stack to ensure every application is structured for success and rapid approval.

RESPONSIBILITIES:

• Residential Scenario Analysis: Conduct precise servicing calculations using Quickli and lender-specific tools to determine accurate borrowing capacity for residential clients across a panel of 20+ lenders.
• Credit Strategy & Documentation: Prepare high-quality preliminary assessments and Credit Proposal Disclosure (CPD) documents that align with client goals and Best Interest Duty (BID) standards.
• Data Integrity & Submissions: Manage the end-to-end data flow within ApplyOnline and Loanapp, ensuring 100% accuracy between the client's fact-find and the lender’s portal.
• Workflow & Pipeline Management: Utilize Nexus CRM to track application milestones and manage documentation checklists, proactively minimizing lender "More Info" requests.
• Compliance Oversight: Execute internal audits on all files to ensure they meet the firm’s high standards for quality and regulatory compliance.

QUALIFICATIONS:

• 2+ years of experience in credit analysis or senior loan processing strictly within the Australian residential mortgage industry.
• Demonstrated proficiency in ApplyOnline (NextGen), LoanApp (Simpology), and Quickli.
• Direct experience using Nexus or a comparable industry-standard CRM.
• Deep understanding of residential lending products, including construction loans, refinancing, and first-home buyer schemes.
• Willing to work onsite; Anywhere in the Philippines.

PREFERRED SKILLS (nice to have):

• The ability to look at a complex scenario and identify the most viable lender path before the broker even asks.
• Strong internal reporting skills to keep the brokerage team informed of file progress and potential credit risks.