Senior Clearing Operations Specialist

Maya; Mandaluyong; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

Maya in Manila is seeking a Senior Clearing Operations Specialist to oversee the bank's end-to-end clearing operations, ensuring accurate, timely, and compliant processing of check clearing, transfers, settlements, and treasury transactions.

You will review and approve transactions, monitor exceptions, conduct root-cause analyses, support audits, and lead process improvements with internal and external partners.

Qualifications

• 3–5 years in clearing, settlements, treasury operations, payments or banking operations.
• Experience with reconciliation, exception handling and operational risk management.
• Understanding of regulatory requirements and banking controls.
• Exposure to audits or regulatory reviews is preferred.
• Experience in system implementations or UAT projects is a plus.

Responsibilities

• Oversee end-to-end processing of clearing transactions, ensuring accuracy, timeliness, and regulatory compliance.
• Review and approve transactions, reconciliations, and settlement reports.
• Monitor, investigate, and resolve operational exceptions and reconciliation breaks.
• Conduct root-cause analyses of incidents and implement corrective actions.
• Ensure compliance with BSP regulations, PCHC rules, and internal controls.
• Coordinate with internal teams, banks, clearing houses, and counterparties.
• Prepare operational reports and audit-ready documentation; drive process improvements.

Skills

Clearing operations

Treasury operations

Reconciliation

Operational risk management

Audit & regulatory

Process improvement

Leadership

Tools

UAT tools

Job description

Job Description:

Overview:

The Senior Clearing Operations Specialist is responsible for overseeing the Bank's end-to-end clearing operations, ensuring the accurate, timely, and compliant processing of check clearing transactions, electronic fund transfers, settlements, and other treasury-related transactions. The role is accountable for reviewing and approving transactions, managing operational risks and exceptions, overseeing balancing and reconciliation activities, coordinating with internal and external stakeholders, supporting regulatory and audit requirements, and driving process improvement initiatives to enhance operational efficiency and control effectiveness.

What you will do:

• Oversee the end-to-end processing of clearing transactions, including check clearing, electronic fund transfers, settlements, and other treasury-related transactions, ensuring accuracy, timeliness, and compliance with established policies and regulatory requirements.
• Review and approve transactions, reconciliations, settlement reports, and operational deliverables to ensure completeness and accuracy.
• Monitor and resolve operational exceptions, disputed transactions, reconciliation breaks, and outstanding clearing items within prescribed timelines.
• Conduct investigations and root-cause analyses of operational incidents and implement corrective and preventive actions.
• Ensure compliance with BSP regulations, PCHC operating rules, internal controls, and Clearing Operations policies and procedures.
• Coordinate with internal stakeholders, correspondent banks, clearing houses, and external counterparties to address operational concerns and support business requirements.
• Prepare and review operational reports, management dashboards, and audit-related documentation, ensuring records are accurate, complete, and audit-ready.
• Lead or participate in process improvement initiatives, system enhancements, User Acceptance Testing (UAT), and other operational projects to improve efficiency, control effectiveness, and customer experience.

What we are looking for:

• At least 3-5 years of experience in clearing, settlements, treasury operations, payments, or banking operations.
• Experience in reconciliation, exception handling, and operational risk management.
• Strong understanding of BSP regulations, PCHC rules, and banking operational controls.
• Experience supporting audit, compliance, or regulatory review activities.
• Exposure to system implementations, UAT activities, and process improvement projects is preferred.
• Supervisory or leadership experience is an advantage.

Requirements: