Risk Policy Team Lead

Union Bank of the Philippines; Philippines; Hybride; PHP 1 200 000 - 2 000 000; Plein temps

Résumé du poste

Union Bank of the Philippines is seeking a Risk Policy Team Lead to apply advanced risk management techniques and develop credit policy adjustments based on analytical results. You will lead the development and testing of policies, assess risk across the credit spectrum, and present insights to senior management.

The role requires leadership, mentoring, and strong statistical modeling skills in SAS/Python/R.

Qualifications

• Bachelor’s degree in Finance, Economics, Statistics, Mathematics, Engineering or related field.
• Solid experience in credit risk, risk policy, or portfolio risk in banking/finance.
• Strong knowledge of SAS, Python, and R for risk modeling.
• Ability to present insights to senior stakeholders and mentor others.

Responsabilités

• Develop new risk techniques and improve processes within Risk Management.
• Analyze credit and financial performance to adjust credit policies.
• Use SAS in UNIX environment for risk and data analyses.
• Research risk questions using risk systems and support ad-hoc analyses.
• Develop, test, and optimize credit policies ensuring regulatory compliance.
• Manage risk levels across products and prepare senior management presentations.
• Provide coaching and mentoring to junior officers.

Connaissances

Credit risk

Policy development

Statistical modeling

SAS

Python

R

Leadership

Mentoring

Formation

Bachelor’s degree in Finance, Economics, Statistics, Mathematics, Engineering

Outils

SAS

Python

R

Description du poste

10 - 12 Years

Employee

Job Description

Location: UB Square, Eastwood, Quezon City

About the Role

The Risk Policy Team Lead applies in-depth risk management expertise to develop new techniques and improve processes, analyzing credit and financial performance to recommend credit policy adjustments using advanced statistical methods and industry best practices.

What You’ll Do

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
• Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
• Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
• Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
• Provide coaching and mentoring to junior/supporting officers.

What We’re Looking For

• Bachelor’s degree in Finance, Economics, Statistics, Mathematics, Engineering, or related field
• Solid experience in credit risk, risk policy, or portfolio risk within banking or financial services
• Strong working knowledge of statistical analysis tools (SAS, Python, R) and experience in credit modeling, scoring, or segmentation
• Solid understanding of credit risk frameworks, portfolio performance analysis, and BSP/regulatory standards
• Proven leadership skills with experience in mentoring teams and presenting insights to senior stakeholders

Required Skills:

Accountability, Adaptability, Analytical, Good Communication Skills, Critical thinking, Teamwork, Willingness to learn